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  1. Credit Cards
  2. Delta SkyMiles® Platinum Business American Express Card
American Express

Delta SkyMiles® Platinum Business American Express Card

This card is built for small business owners who fly Delta often enough to use airline perks, but do not need a full premium travel card. It is strongest as a Delta loyalty card first, with value coming from checked bag savings, award flight discounts, and status-related extras more than from everyday spending rewards.

Welcome Offer
Welcome Offer: Earn 70,000 Bonus Miles
Annual Fee
$350
Rec. Credit Score
Good
Good For
Frequent Delta business flyers
How to ApplyEstimate your value

Terms Apply. For rates and fees of Delta SkyMiles® Platinum Business American Express Card, please visit the American Express website.

Delta SkyMiles® Platinum Business American Express Card

MaxRewards has partnered with CardRatings for our coverage of credit card products. MaxRewards and CardRatings may receive a commission from card issuers.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Delta SkyMiles® Platinum Business American Express Card worth it?

This card is great for...

Checked bag savings on Delta

Delta award flight bookings

Medallion status progress

This card is worth it for a business owner or frequent work traveler who regularly flies Delta and will actually use the airline-specific benefits. The strongest reasons to pay the $350 annual fee are the first checked bag free benefit, the 15% discount when redeeming miles for Delta-operated award travel, and the Medallion Qualification Dollar boosts for people chasing Delta status. If you can also use credits like Delta Stays, rideshare, and Resy without changing your habits too much, the card gets easier to justify.

It is a weaker fit if you want one business card to lead your everyday spending. The rewards rates here are fairly limited outside a few niche categories, and the best value is tied closely to Delta travel. If your business does not fly Delta often, or you prefer flexible points over airline-specific perks, a different business travel card will likely offer broader value for the same fee or less.

MaxRewards

MaxRewards Verdict

The Delta SkyMiles Platinum Business Amex makes the most sense for businesses that already book Delta and can use the card's flight perks several times a year. As an earning card, it is narrow, so the annual fee only makes sense when the Delta benefits are doing the heavy lifting.

Welcome Offer

Welcome Offer: Earn 70,000 Bonus Miles

after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.

Est. Value

$840

Required Spend

$6,000

Time Frame

6 Months

Est. Value

$840

Required Spend

$6,000

Time Frame

6 Months

Earning

Rewards

This card earns Delta SkyMiles, so the rewards story is less about outsized everyday categories and more about building miles alongside your Delta benefits. In practice, the higher earning areas are fairly specific, while most spending earns at a standard rate.

CategoryRate

Transit, U.S. Shipping, Purchases of $5,000+

1.8%

Other Purchases

1.2%

Rewards percent based on a valuation of 1.2¢ per Delta Skymile

Annual Credits & Perks

Benefits

The real case for this card is in its travel perks and credits, especially if Delta is your airline of choice. As you go through the benefits, focus on the ones you would use naturally, because that is what determines whether the annual fee is easy to justify.

BenefitAnnual value
$250
$200
$120
$120
$30
$22

Enrollment is required for select benefits.

Automatically track your credits with MaxRewards

Our app automatically tracks valuable credits so you don't miss any rewards.

Get the app
Delta SkyMiles® Platinum Business American Express Card$200 Delta Stays Credit
Autotracked
$0 of $200Every 12 months

Benefits

Credits

20% Back on In-Flight Purchases

Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using the Delta SkyMiles Platinum Business Card.

Benefits

Insurance

Trip Delay Insurance

If you purchase a round-trip entirely with your Eligible Card and a covered reason delays your trip more than 12 hours, we may be able to help. Terms, conditions and limitations apply. *Coverage is provided by New Hampshire Insurance Company, an AIG Company.


Car Rental Loss and Damage Insurance

When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, You can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.


Purchase Protection

When something you buy breaks or is stolen, Purchase Protection can have you covered. Use your Eligible Card for Covered Purchases, and your Membership can help protect them for up to 90 days from the Covered Purchase date. Coverage Limits Apply. Please read important exclusions and restrictions.


Extended Warranty

With Extended Warranty you can shop with less worry knowing the terms of the Original Manufacturer’s Warranty can be extended up to one additional year. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions.


Cell Phone Protection

You can be reimbursed, the lesser of, your costs to repair or replace your damaged or Stolen cell phone up to $800 per claim with a limit of two (2) approved claims per 12-month period, subject to a $50 deductible per claim, when your prior month's wireless bill was paid utilizing an Eligible Card Account. Terms and conditions apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.

Benefits

Status & Access

Hertz Five Star Status

Delta SkyMiles Platinum Business Card Members receive complimentary Hertz Five Star Status. Enrollment in the Hertz Gold+ program is required. To receive the benefit, the Basic Card Member must add their Hertz Gold+ Account number to their SkyMiles Account associated with their Eligible Card and “Enroll in Promotion” at delta.com/hertz.


Zone 5 Priority Boarding

Delta SkyMiles Platinum Business Card Members receive Zone 5 Priority Boarding on Delta flights.


Amex Special Ticket Access

Card Members have access to purchase Amex Presale Tickets and Amex Reserved Tickets to select can’t-miss events and moments across sports, music, and more. Plus, Card Members can enjoy additional perks when attending select events. While supplies last, not all seats may be offered.

Benefits

Other

TakeOff 15

Delta SkyMiles Platinum Business Card Members take 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.


First Checked Bag Free

Delta SkyMiles Platinum Business Card Members can check their first bag for free and save up to $90 per person on a round-trip Delta flight. For a team of four that’s a potential savings of up to $360 per round-trip flight.


MQD Headstart

Receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.


MQD Boost

Get closer to elevated Status next Medallion Year by earning Medallion Qualification Dollars on purchases with the Delta SkyMiles Platinum Business Card.


Complimentary Upgrade List

Not a Medallion Member? Delta SkyMiles Platinum Business Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.

Eligibility

Recommended Minimum Credit

Min: Good
Poor
Fair
Good
Excellent

Good credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing

Rates & Fees

Annual Fee

$350

Purchase APR

19.49% - 28.49%

Variable

Foreign Transaction Fee

None

Balance Transfer

None

Cash Advance

None

Late Payment

$39

For rates and fees of Delta SkyMiles® Platinum Business American Express Card, please visit the American Express website.

Table of Contents

Delta SkyMiles® Platinum Business American Express Card

Delta SkyMiles® Platinum Business American Express Card

How to Apply

Terms Apply. For rates and fees of Delta SkyMiles® Platinum Business American Express Card, please visit the American Express website.

For rates and fees of Delta SkyMiles® Platinum Business American Express Card, please visit the American Express website.

MaxRewards has partnered with CardRatings for our coverage of credit card products. MaxRewards and CardRatings may receive a commission from card issuers.

MaxRewards may receive a commission from card issuers. Some or all of the card offers that appear on MaxRewards are from advertisers and may impact how and where card products appear on the site. MaxRewards does not include all card companies or all available card offers. Compensation may be earned when a customer clicks on a link, when an application is approved, or when an account is opened.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Other cards from American Express

See all 33 cards
The Business Platinum Card® from American ExpressThe Business Platinum Card® from American Express

You may be eligible for as high as 300,000 Membership Rewards® Points

Worth $3,000

After spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer. Learn more.

  • 5%5%Flights (amextravel.com), Prepaid Hotels (amextravel.com)
  • 5%2%U.S. Construction Material & Hardware Suppliers, Electronic Goods Retailers, Software & Cloud System Providers, Shipping Providers, Purchases Of $5,000+
  • 5%1%Other Eligible Purchases

Annual Fee

$895

Rec. Credit

Good

View card details

Terms Apply.

American Express® Business Gold CardAmerican Express® Business Gold Card

You may be eligible for as high as 200,000 Membership Rewards® Points

Worth $2,000

After spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.

  • 5%4%Top Two Eligible Categories
  • 5%3%Flights (AmexTravel.com or Amex Travel App), Prepaid Hotels (AmexTravel.com or Amex Travel App)
  • 5%1%Everywhere

Annual Fee

$375

Rec. Credit

Good

View card details

Terms Apply.

American Express Platinum Card®American Express Platinum Card®

You may be eligible for as high as 175,000 Membership Rewards® Points

Worth $1,750

After spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

  • 5%5%Flights (American Express Travel), Prepaid Hotels (American Express Travel)
  • 5%5%Flights (Directly From Airlines), Flights (American Express Travel)
  • 5%1%Other Eligible Purchases

Annual Fee

$895

Rec. Credit

Good

View card details

Terms Apply.