Our Take
The Chase Slate Edge® Credit Card is designed for users seeking a straightforward credit card experience without the burden of an annual fee. This card stands out for its unique feature of offering an automatic review for a higher credit limit when cardholders make timely payments. To be considered for an APR reduction, you need to spend at least $1,000 on your card by your next account anniversary. This can result in a significant decrease in your interest rate over time, providing a strong incentive for responsible credit use. In addition, new cardholders can enjoy a generous introductory APR on both purchases and balance transfers, making it an excellent choice for those looking to consolidate debt or finance larger purchases. However, it's essential to note that this card does not come with a sign-up bonus, and it lacks rewards programs, making it less attractive for those looking to earn points or cashback on their spending. For anyone focused on managing their credit effectively, the Slate Edge offers practical benefits and features that can contribute to financial flexibility.
Intro Offer
Bonus History
Currently, the Chase Slate Edge® does not offer a traditional sign-up bonus. However, the card provides unique features aimed at improving credit habits, such as opportunities for APR reductions after meeting specific spending criteria. Historically, the Slate Edge has maintained a consistent approach without substantial bonuses.
Recommended Credit
Disclaimer: Having the recommended credit does not guarantee you will get approved, and not having the recommended credit does not imply you will absolutely not get approved. Learn how credit scores affect approval rates.
Rewards
With the Chase Slate Edge®, there are no conventional rewards programs or cashback, setting it apart as a card for users prioritizing financial management over accumulating rewards. Instead of redeemable points or percentages of cashback, the primary focus lies on responsible credit use and potential interest savings.
Everything Else
The Slate Edge® does not offer cash back or rewards points on purchases, focusing primarily on empowering cardholders to manage credit responsibly.
Fees
While the Slate Edge does not charge an annual fee, it does have fees associated with balance transfers and cash advances, including a minimum of $5 or 3% of the amount transferred during the initial period, rising to 5% thereafter. It's important to consider these costs to fully evaluate the card's affordability compared to its benefits.
Balance Transfer Fee
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Cash Advance Fee
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