The Chase Slate Edge is designed for cardholders looking to build responsible habits while maintaining access to foundational purchase and travel protections. It functions primarily as a credit-building tool rather than a high-yield rewards card.
All information about Slate Edge® has been collected independently by MaxRewards. Slate Edge® is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Consistent on-time payments
Basic purchase and travel protections
Simple cash-back earning
For cardholders focused on improving credit history or seeking a straightforward card without an annual fee, the Chase Slate Edge provides solid utility. While its flat 1% earning rate falls behind dedicated cash-back cards, the card rewards responsible financial habits by offering opportunities for an APR reduction and automatic credit line reviews when you meet annual spending and payment goals.
If your main priority is maximizing daily cash back, other zero-annual-fee options like the Chase Freedom Unlimited offer higher earning rates. However, if you want a reliable card with built-in travel and purchase protections alongside incentives for disciplined habits, the Slate Edge is a low-risk option.
The Chase Slate Edge is a dependable, no-annual-fee option for building credit discipline, though spenders focused purely on cash back will find higher rates elsewhere.
Earning
Earning cash back on the Chase Slate Edge is straightforward, offering a simple flat rate on all purchases.
Everywhere
Annual Credits & Perks
Beyond earnings, the card includes several built-in protections and credits that add quiet value for everyday cardholders.
Enrollment is required for select benefits.
Our app automatically tracks valuable credits so you don't miss any rewards.
DoorDash non-restaurant promoBenefits
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
Auto Rental Collision Damage Waiver
Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.
Extended Warranty Protection
Extends the time period of the manufacturer’s U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
Roadside Assistance
If you have a roadside emergency, call the service provider to dispatch the help you need. Roadside service fees will be billed to your card at the time of dispatch.
Eligibility
Good credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Annual Fee
$0
Purchase APR
29.24%
Variable
Transfer APR
29.24%
Variable
Cash Advance APR
29.24%
Variable
Foreign Transaction Fee
$0.03
Balance Transfer
$5
Cash Advance
$10
Late Payment
$40
Return Payment
$40
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Earn 200,000 bonus points
Worth $3,000
After you spend $30,000 on purchases in your first 6 months from account opening and access more than $7,000 in total business and travel value in your first year.
Annual Fee
$795
Rec. Credit
Good
115,000 Points
Worth $1,610
After you spend $4,000 on purchases on your new card in your first 3 months of card membership.
Annual Fee
$195
Rec. Credit
Excellent
Earn 100,000 bonus points
Worth $1,500
After you spend $6,000 on purchases in the first 3 months from account opening.
Annual Fee
$795
Rec. Credit
Excellent
