9:["$","$L17",null,{"card":{"id":447,"documentId":"uyhca7vj35i7ygjgc9az67ye","title":"Capital One QuicksilverOne Cash Rewards Credit Card","apply_link":"https://applynow.capitalone.com/?productId=31753","meta_title":"Capital One QuicksilverOne Cash Rewards Credit Card","meta_description":"Earn unlimited 1.5% cash back on every purchase with Capital One QuicksilverOne. $39 annual fee applies.","description":"The Capital One QuicksilverOne Cash Rewards Credit Card is designed to provide cardholders with a straightforward approach to earning cash back. By offering an unlimited 1.5% cash back on all purchases, cardholders can easily accumulate rewards without having to think about bonus categories or rotating offers. With the card’s annual fee set at $39, it’s a good choice for individuals with a good credit rating looking to make the most of their everyday spending. While the card does not feature a sign-up bonus, it compensates with reliable cash back rewards on all purchases, ensuring that cardholders earn effortlessly on everything from groceries to fuel. Additionally, the annual fee is not waived in the first year, a consideration for potential applicants. The card's competitive purchase APR of 29.74% and additional benefits such as 50% off handcrafted beverages at Capital One Cafés nationwide make it a worthwhile option for those seeking simplicity and value in their credit card rewards.","slug":"capital-one-quicksilverone-cash-rewards-credit-card","issuer":"Capital One","network":"Mastercard","terms":"https://card-apis.capitalone.com/disclosure.31753.en-US.html","card_status":true,"credit_required":"Good","currency":"Cash","base_rate":0.02,"summary":"The Capital One QuicksilverOne Cash Rewards Credit Card offers unlimited 1.5% cash back on all purchases, making it an ideal choice for those looking to maximize cash rewards. With a $39 annual fee and no sign-up bonus, it's tailored for users with good credit who want simple rewards on everyday spending.","createdAt":"2024-12-27T19:21:12.709Z","updatedAt":"2025-07-23T02:02:15.979Z","publishedAt":"2025-07-23T02:02:15.893Z","card_id":"5e5f3b667b05ac30ff8bb85f","sign_up_bonus_value":"0","sign_up_bonus_spend_required":0,"sign_up_bonus_spend_duration":0,"card_worth":0,"welcome":" ","reward_intro":"With the Capital One QuicksilverOne Credit Card, you earn unlimited 1.5% cash back on every purchase, making it an ideal card for maximizing your day-to-day expenses. Whether it's groceries, bills, or shopping, every dollar spent earns you rewards.","annual_fee_intro":"There is an annual fee of $39 associated with the Capital One QuicksilverOne Credit Card. While this fee is not waived in the first year, the benefits and cash back rewards can easily offset the cost for regular users.","benefit_intro":"Enjoy unique benefits such as 50% off all handcrafted beverages at Capital One Cafés nationwide, enhancing your experience as a cardholder. Plus, with no foreign transaction fees, it's beneficial for travelers as well.","fee_intro":"This card does incur fees for cash advances and late payments. The cash advance fee is either $5 or 5% of the amount withdrawn, whichever is greater, while a late payment will incur a fee of $40. It's crucial to manage your payments to avoid these extra charges.","bonus_intro":"Currently, the Capital One QuicksilverOne Cash Rewards Credit Card has no sign-up bonus, which is a common characteristic of cards focused on providing straightforward cash back. Despite this, the consistent cashback rewards make it an attractive option for regular users without the hassle of tracking categories.","annual_fee":"39","raw_data":{"ID":"56425360","_id":"66576a551289a270d16649f2","Rank":"17","card":"5e5f3b667b05ac30ff8bb85f","Active":"1","RegAPR":"29.74%","BuyerID":"637902","CardUse":"Consumer","Company":"Capital One (Impact Radius)","CardName":"Capital One QuicksilverOne Cash Rewards Credit Card","Creative":{"ID":"113919308","LogoWidth":"140","LogoHeight":"88","Description":"

Earn unlimited 1.5% cash back on every purchase, every day
No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
Be automatically considered for a higher credit line in as little as 6 months

","LogoImageUrl":"https://cdn.nextinsure.com/imaging/opt/2fab8d01-0569-432b-b508-30efed222fca.png?w=210","PPCDescription":"

Earn unlimited 1.5% cash back on every purchase, every day
No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
Be automatically considered for a higher credit line in as little as 6 months
Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
Help strengthen your credit for the future with responsible card use
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
Monitor your credit score with CreditWise from Capital One. It's free for everyone
Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set

","RawLogoImageUrl":"https://cdn.nextinsure.com/imaging/opt/2fab8d01-0569-432b-b508-30efed222fca.png","DescriptionLines":["Earn unlimited 1.5% cash back on every purchase, every day","No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple","Be automatically considered for a higher credit line in as little as 6 months"],"PPCDescriptionLines":["Earn unlimited 1.5% cash back on every purchase, every day","No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple","Be automatically considered for a higher credit line in as little as 6 months","Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges","Help strengthen your credit for the future with responsible card use","Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply","Monitor your credit score with CreditWise from Capital One. It's free for everyone","Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set"]},"AccountID":"637902","MaxRegAPR":"29.74","MinRegAPR":"29.74","AnnualFees":"$$39","BonusMiles":"N/A","PenaltyAPR":"None","RegAPRType":"(Variable)","CardPDPLink":"https://www.cardratings.com/details/credit-card/capital-one-quicksilverone-cash-rewards-credit-card-review?src=692725","DisplayName":"Capital One","LastUpdated":"1/2/2025 8:54:03 AM","RewardsInfo":[{"_id":"678a4d61d1f09483ea207aec","value":"1.5%","description":"Cash Back on every purchase, every day"},{"_id":"678a4d61d1f09483ea207aed","value":"5%","description":"Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)"}],"CreditCardID":"3006160","EditorRating":"5","HasAnnualFee":"Yes","HotelRewards":"5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply).","ImpressionID":"7e3bcb64-9b1d-4236-9520-cd575c1b88cd","IntroAPRRate":"N/A","SignupReward":"","SpecialOffer":"Earn unlimited 1.5% cash back","CardRatingsID":"673","CashBackOnGas":"1.5% Cash Back on every purchase, every day","DiningRewards":"1.5% Cash Back on every purchase, every day","AirlineRewards":"1.5% Cash Back on every purchase, every day","BonusMilesFull":"N/A","CashAdvanceAPR":"29.74% (Variable)","CashAdvanceFee":"5% of the amount of the cash advance, but not less than $5","CreditCardType":"Cash Back","FullIntroBTAPR":"N/A","LatePaymentFee":"Up to $40","MilesPerDollar":"1.5% Cash Back on every purchase, every day. 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply).","SignupFeatured":"","CardDetailsLink":"https://www.cardratings.com/credit-card/capital-one-quicksilverone-cash-rewards-credit-card-review","OverallCashBack":"1.5% Cash Back on every purchase, every day. 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply).","PointsPerDollar":"1.5% Cash Back on every purchase, every day. 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply).","AnnualFeesAmount":"39","IntroAPRDuration":"","CreditRatingGroup":4,"CreditScoreNeeded":"Average, Fair, Limited","SignupRequirement":"","BalanceTransferMin":"","CashBackOnAllOther":"1.5% Cash Back on every purchase, every day","CreditCardIssuerID":"10","CreditRulesChecked":"0","RewardsProgramName":"","AnnualFeeDisclaimer":"","BalanceTransferFees":"Balance Transfer Fee applies to balances transferred at a promotional rate","BalanceTransferRate":"N/A","CashBackOnGroceries":"1.5% Cash Back on every purchase, every day","BonusMilesDisclaimer":"","FullIntroPurchaseAPR":"N/A","ActiveCreditCardTypes":"3,5,7,16,26,27,29,32","CardProcessorTypeName":"Mastercard","FeaturedCardTableLink":"https://www.cardratings.com/bestcards/featured-credit-cards?shnq=3006160","ForeignTransactionFee":"None","CashAdvanceGracePeriod":"0 days","RewardsDescriptionLong":"1.5% Cash Back on every purchase, every day. 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply).","SpecialOfferDisclaimer":"cash back on every purchase, every day.","TermsAndConditionsLink":"https://d25970n8puso9u.cloudfront.net/disclosure.31752.en-US.pdf","BalanceTransferIntroAPR":"N/A","RewardsProgramLogoImage":"","BalanceTransferIntroFees":"","DefaultCreditCardTypeName":"Cash Back","BalanceTransferGracePeriod":"0 days","BalanceTransferIntroDuration":"","BalanceTransferDurationMonths":""},"bonuses":[{"id":10799,"start_date":"2023-10-01","end_date":"2024-12-31","bonus_notes":"Currently, there is no sign-up bonus offered for new applications.","limited_time_offer":false,"spend_duration":0,"spend_amount":"0","bonus_value":"0","bonus_worth":"0","currency":"Cash","tiered_bonuses":[]}],"rewards":[{"id":8462,"category":null,"value":1.5,"name":"Everything Else","icon":"","reward_rate":1.5,"us_only":true,"channel_restriction":null,"choices":null,"reward_id":"001","included_categories":null,"excluded_categories":null,"choice_categories":null,"reward_worth":0,"description":"Earn unlimited 1.5% cash back on every purchase, making it perfect for those who want straightforward rewards.","is_cash":true}],"benefits":[{"id":11717,"title":"50% off Handcrafted Beverages","category":"Other","long_description":"","short_description":"Capital One cardholders enjoy 50% off all handcrafted beverages everyday at any Capital One Café nationwide. Find your Café.","issuer":"Capital One"}],"fees":[{"id":9811,"name":"Annual Fee","promo":39,"promo_expiration":0,"min_value":39,"max_value":39},{"id":9812,"name":"Balance Transfer","promo":0,"promo_expiration":0,"min_value":0,"max_value":0},{"id":9813,"name":"Cash Advance","promo":0,"promo_expiration":0,"min_value":5,"max_value":0.05},{"id":9814,"name":"Foreign Transaction","promo":0,"promo_expiration":0,"min_value":0,"max_value":0},{"id":9815,"name":"Late Payment","promo":0,"promo_expiration":0,"min_value":40,"max_value":40}],"interests":[{"id":4901,"name":"Purchase APR","promo":0,"promo_expiration":0,"min_value":29.74,"max_value":29.74},{"id":4902,"name":"Transfer APR","promo":0,"promo_expiration":0,"min_value":29.74,"max_value":29.74},{"id":4903,"name":"Cash Advance APR","promo":0,"promo_expiration":0,"min_value":29.74,"max_value":29.74}],"categories":[{"id":7795,"name":"Other","category_id":"5"}],"history":[{"id":10800,"start_date":"2022-10-01","end_date":"2022-12-31","bonus_notes":"Historically, there has been no sign-up bonus.","limited_time_offer":false,"spend_duration":0,"spend_amount":"0","bonus_value":"0","bonus_worth":"0","currency":"Cash","tiered_bonuses":[]},{"id":10801,"start_date":"2023-01-01","end_date":"2023-03-31","bonus_notes":"Continued absence of a sign-up bonus.","limited_time_offer":false,"spend_duration":0,"spend_amount":"0","bonus_value":"0","bonus_worth":"0","currency":"Cash","tiered_bonuses":[]},{"id":10802,"start_date":"2023-04-01","end_date":"2023-06-30","bonus_notes":"No sign-up bonus available.","limited_time_offer":false,"spend_duration":0,"spend_amount":"0","bonus_value":"0","bonus_worth":"0","currency":"Cash","tiered_bonuses":[]},{"id":10803,"start_date":"2023-07-01","end_date":"2023-09-30","bonus_notes":"There is no current sign-up bonus.","limited_time_offer":false,"spend_duration":0,"spend_amount":"0","bonus_value":"0","bonus_worth":"0","currency":"Cash","tiered_bonuses":[]}],"image":{"id":4861,"documentId":"qou9ixhhmb9j81ogaqvkq9p3","url":"/uploads/image_4a8f1df360.jpg"}}}]