Best Travel Credit Cards of June 2026

Curated and reviewed by and
Updated June 12, 2026

The best travel cards pay you back for travel spending while elevating every trip with perks like lounge access, travel credits, and elite status. We weigh each card's earn rates on travel, the real-world value of its points or miles, and how easily its benefits offset the annual fee. From premium flagships to no-annual-fee picks, every card here earns its keep for a different kind of traveler.

Methodology: Our team manually curates these lists using publicly available card details, issuer terms, and MaxRewards data on rewards, benefits, fees, and card features. We compare cards based on how well they fit the category, weighing factors like earning potential, welcome offers, annual fees, credits, redemption options, and ongoing value. Rankings may change as offers, terms, and card details are updated.
Type
Annual fee
Showing 15 of 15 cards
Rewards valued by MaxRewards
Card
Welcome offer
Rewards
Annual fee
  • Best overall travel card
    Learn More
    Limited Time Offer

    Last Chance!

    Earn 150,000 bonus points

    ≈ $1,875 value

    Spend $6,000 in 3 months

    10%Purchases (Chase Travel), The Edit (Chase Travel)
    5%Flights (Booked Direct), Hotels (Booked Direct)
    3.75%Dining (Worldwide)
    1.25%All Other Purchases
    $795
  • Best premium travel card
    How to Apply

    As High As 175,000 points. Find Out Your Offer.

    ≈ $1,750 value

    Spend $12,000 in 6 months

    5%Flights (American Express Travel), Prepaid Hotels (American Express Travel)
    5%Flights (Directly From Airlines), Flights (American Express Travel)
    1%Other Eligible Purchases
    $895
  • Best travel card under $100
    Learn More

    Earn 75,000 bonus points

    ≈ $938 value

    Spend $5,000 in 3 months

    6.25%Travel (Chase Travel)
    3.75%Dining, Select Streaming Services, Online Groceries
    2.5%All Other Travel Purchases
    1.25%All Other Purchases
    $95
  • Best flat-rate travel card
    How to Apply

    Earn 75,000 Miles

    ≈ $750 value

    Spend $4,000 in 3 months

    5%Hotels (Capital One Travel), Vacation Rentals (Capital One Travel), Rental Cars (Capital One Travel)
    2%Every Purchase
    $95
  • Best value premium travel card
    How to Apply

    Earn 75,000 Miles

    ≈ $750 value

    Spend $4,000 in 3 months

    10%Hotels (Capital One Travel), Rental Cars (Capital One Travel)
    5%Flights (Capital One Travel), Vacation Rentals (Capital One Travel)
    2%Every Purchase
    $395
  • Best no-annual-fee travel card
    How to Apply

    20,000 Points

    ≈ $200 value

    Spend $1,000 in 3 months

    3%Dining
    3%EV Charging
    3%Gas
    3%Streaming
    $0
  • Best travel card for bonus categories
    How to Apply

    60,000 Points

    ≈ $600 value

    Spend $4,000 in 3 months

    10%Car Rental (cititravel.com)
    10%Entertainment (cititravel.com)
    10%Hotel (cititravel.com)
    3%Airline
    $95
  • Best card for United flyers
    Learn More

    Earn 50,000 bonus miles

    ≈ $500 value

    Spend $3,000 in 3 months

    9%United flights
    3%United purchases
    2%Dining, Hotels (booked with hotel)
    1%Everywhere
    $0 intro annual fee for the first year, then $150
  • Enjoy a $0 intro annual fee for the first year, then $150 and earn 130,000 Bonus Points

    ≈ $520 value

    Spend $3,000 in 6 months

    4.8%Hotels & Resorts (Hilton)
    2.4%U.S. Restaurants, U.S. Supermarkets, U.S. Gas Stations
    1.6%U.S. Online Retail Purchases
    1.2%All Other Eligible Purchases
    $0 introductory annual fee, then $150.
  • Best Marriott hotel card
    Learn More

    Earn 125,000 Bonus Points

    ≈ $875 value

    Spend $3,000 in 3 months

    11.9%Hotels (Marriott Bonvoy)
    1.4%All Other Purchases
    $95
  • You may be eligible for as high as 300,000 Membership Rewards® Points

    ≈ $3,000 value

    Spend $20,000 in 3 months

    5%Flights (amextravel.com), Prepaid Hotels (amextravel.com)
    2%U.S. Construction Material & Hardware Suppliers, Electronic Goods Retailers, Software & Cloud System Providers, Shipping Providers, Purchases Of $5,000+
    1%Other Eligible Purchases
    $895
  • Best card for Southwest flyers
    Learn More

    Earn 90,000 bonus points

    ≈ $1,350 value

    Spend $3,000 in 3 months

    6%Flights (Southwest Airlines), Inflight Purchases (Southwest Airlines), Gift Cards (Southwest Airlines)
    3%Car RentalOct 1 – Dec 31
    3%HotelOct 1 – Dec 31
    3%Ride-SharingOct 1 – Dec 31
    $229
  • Best card for American Airlines flyers
    How to Apply

    50,000 Points

    ≈ $500 value

    Spend $2,500 in 3 months

    2%American Air
    2%Dining
    2%Gas
    1%Everywhere
    $99
  • Earn 80,000 Bonus Miles

    ≈ $960 value

    Spend $6,000 in 6 months

    3.6%Delta Purchases, Direct Hotel Purchases
    2.4%Restaurants (Worldwide), Takeout and Delivery (U.S.), Supermarkets (U.S.)
    1.2%All Other Eligible Purchases
    $350
  • Best value business card
    Learn More

    Earn 100,000 bonus points

    ≈ $1,250 value

    Spend $8,000 in 3 months

    3.75%Travel, Shipping Purchases, Internet, Cable and Phone Services, Advertising (Social Media Sites and Search Engines)
    1.25%All Other Purchases
    $95

The picks, explained

One card for every kind of traveler

Welcome offer
Earn 150,000 bonus points
Limited Time Offer

Last Chance!

$1,875 in value

After you spend $6,000 on purchases in the first 3 months from account opening.

Rewards
Welcome offer value and reward rates are estimated using MaxRewards' valuation of 1.25¢ per Ultimate Rewards point.
Annual fee
$795
Credit
Excellent
APR
19.49% - 27.99%
FX fee
$0
Our take

The Sapphire Reserve earns at the highest rates across travel and dining. It pairs that with lounge access and a stack of annual credits that return more than the fee for people who travel often. Its points transfer to strong airline and hotel partners, which is where most of the value comes from. It is our top overall pick for frequent travelers who will put the credits to work.

Pros
  • Top earn rates on travel booked through the Chase travel portal, plus elevated rates on flights, hotels, and dining
  • Annual travel and hotel credits that offset much of the fee when used in full
  • Lounge access through Sapphire Lounges and Priority Pass
  • Transfers to high-value airline and hotel partners, plus a Global Entry or TSA PreCheck credit
Cons
  • High annual fee that only pays off if you use the credits
  • Several credits are tied to specific booking channels and reset on a schedule
  • More card than an occasional traveler needs

Best premium travel card

American Express Platinum Card®
Welcome offer
As High As 175,000 points. Find Out Your Offer.
$1,750 in value

You may be eligible for as high as 175,000 Membership Rewards® Points after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

Rewards
Welcome offer value and reward rates are estimated using MaxRewards' valuation of 1¢ per Membership Rewards point.
Annual fee
$895
Credit
Good
APR
19.49% - 28.49%
FX fee
None
Our take

The Platinum is built around premium travel experience more than everyday earning. It offers the widest lounge access available and a deep set of annual credits for hotels, airfare, dining, and rideshare. For travelers who value lounges and will use the credits, it is the strongest premium card on the list.

Pros
  • The broadest airport lounge access, including its own network and Priority Pass
  • High earn rate on flights and prepaid hotels booked through travel
  • A large set of annual statement credits across travel and lifestyle categories
  • Automatic mid-tier hotel status with two major programs
Cons
  • High annual fee with value spread across many separate credits
  • Low earn rate outside of travel
  • Credits reset monthly or semi-annually and take effort to use fully
Welcome offer
Earn 75,000 bonus points
$938 in value

After you spend $5,000 on purchases in the first 3 months from account opening.

Rewards
Welcome offer value and reward rates are estimated using MaxRewards' valuation of 1.25¢ per Ultimate Rewards point.
Annual fee
$95
Credit
Good
APR
19.24% - 27.49%
FX fee
$0
Our take

The Sapphire Preferred offers the best balance of value and cost for most travelers. For a low fee it earns transferable points that beat one cent each through partners, and it carries trip and rental protections that pricier cards reserve for higher tiers. It is the card most people should start with.

Pros
  • Transferable points to a wide set of airline and hotel partners
  • Strong trip protection and primary rental car coverage for the fee
  • Annual $100 hotel credit and a Global Entry or TSA PreCheck credit
  • No foreign transaction fees
Cons
  • No lounge access or premium travel credits
  • Hotel credit applies only to portal bookings
  • Top earn rates trail the premium Sapphire Reserve

Best flat-rate travel card

Capital One Venture Rewards Credit Card
Welcome offer
Earn 75,000 Miles
$750 in value

Once you spend $4,000 on purchases within 3 months from account opening

Rewards
Welcome offer value and reward rates are estimated using MaxRewards' valuation of 1¢ per Capital One mile.
Annual fee
$95
Credit
Good
APR
19.49% - 28.49%
FX fee
None
Our take

The Venture is the easiest travel card to use well. It earns a flat two miles per dollar on everything, so there are no categories to track, and the miles can cover any travel purchase or transfer to partners. It suits travelers who want strong rewards without managing bonus categories.

Pros
  • Flat two miles per dollar on every purchase
  • Miles can erase any travel charge or transfer to partners
  • Global Entry or TSA PreCheck credit and no foreign transaction fees
  • Simple to use, with no categories to track
Cons
  • The flat rate trails category cards on dining and groceries
  • No lounge access or annual travel credits
  • Premium-cabin transfer value is more limited

Best value premium travel card

Capital One Venture X Rewards Credit Card
Welcome offer
Earn 75,000 Miles
$750 in value

When you spend $4,000 on purchases in the first 3 months from account opening

Rewards
Welcome offer value and reward rates are estimated using MaxRewards' valuation of 1¢ per Capital One mile.
Annual fee
$395
Credit
Excellent
APR
19.49% - 28.49%
FX fee
None
Our take

The Venture X delivers a premium experience at a lower fee than the flagship cards. An annual travel credit and anniversary miles offset most of the fee, and a flat two miles per dollar makes it easy to use every day. The best fit for travelers who want lounge access without a high cost.

Pros
  • Annual travel credit and anniversary miles that nearly offset the fee
  • Lounge access through its own network and Priority Pass
  • Flat two miles per dollar on all spending
  • No foreign transaction fees
Cons
  • Travel credit must be used through the card's travel portal
  • Transfer partners lean international, with fewer domestic airlines
  • Authorized user lounge access now carries a fee

Best no-annual-fee travel card

Autograph®
Wells Fargo

Autograph®

Welcome offer
20,000 Points
$200 in value

After you spend $1,000 on purchases on your new card in your first 3 months of card membership.

Rewards
Welcome offer value and reward rates are estimated using MaxRewards' valuation of 1¢ per Go Far Rewards point.
Annual fee
$0
Credit
Excellent
APR
18.4924%
FX fee
Our take

The Autograph is our top no-annual-fee pick because it earns three points per dollar across a wide set of categories travelers use often, with no foreign transaction fees. It's the rare free card whose points can transfer to airline and hotel partners, so rewards aren't capped at one cent each.

Pros
  • Three points per dollar on travel, dining, gas, transit, and streaming
  • No annual fee and no foreign transaction fees
  • Points transfer to airline and hotel partners
  • Cell phone protection when you pay your bill with the card
Cons
  • Smaller welcome bonus than cards that charge a fee
  • No lounge access or travel credits
  • Fewer transfer partners than premium cards

Best travel card for bonus categories

Citi Strata Premier®
Welcome offer
60,000 Points
$600 in value

After you spend $4,000 on purchases on your new card in your first 3 months of card membership.

Rewards
Welcome offer value and reward rates are estimated using MaxRewards' valuation of 1¢ per ThankYou® point.
Annual fee
$95
Credit
Excellent
APR
19.49% - 27.49%
FX fee
None
Our take

The Strata Premier earns three points per dollar across an unusually wide set of everyday categories, including air travel, hotels, dining, supermarkets, and gas. For a low fee it covers more of a typical budget than most cards, and its points transfer to airline partners, including American Airlines, a transfer no other major issuer offers. It's the best pick for maximizing everyday spending.

Pros
  • Three points per dollar across air travel, hotels, dining, supermarkets, and gas
  • Low annual fee for the breadth of categories
  • Points transfer to airline and hotel partners
  • An annual hotel credit on qualifying bookings
Cons
  • No lounge access or premium travel benefits
  • Best value requires using the transfer partners
  • Welcome bonus trails premium cards

Best card for United flyers

United℠ Explorer Card
Welcome offer
Earn 50,000 bonus miles
$500 in value

After you spend $3,000 on purchases in the first 3 months your account is open.

Rewards
Welcome offer value and reward rates are estimated using MaxRewards' valuation of 1¢ per MileagePlus mile.
Annual fee
$0 intro annual fee for the first year, then $150
Credit
Good
APR
19.74% - 28.24%
FX fee
$0
Our take

The Explorer is the everyday card for United flyers, offering a free checked bag, priority boarding, and lounge passes that can cover the fee on a single trip. It also expands access to saver award space, which makes United miles easier to use.

Pros
  • First checked bag free for the cardholder and a companion
  • Two United Club one-time passes each year
  • Priority boarding and expanded saver award availability
  • No foreign transaction fees
Cons
  • Benefits apply mainly when flying United
  • No full lounge membership
  • The fee applies after the first year
Welcome offer
Enjoy a $0 intro annual fee for the first year, then $150 and earn 130,000 Bonus Points
$520 in value

After you spend $3,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 7/29/26.

Rewards
Welcome offer value and reward rates are estimated using MaxRewards' valuation of 0.4¢ per Hilton Honors point.
Annual fee
$0 introductory annual fee, then $150.
Credit
Good
APR
19.49% - 28.49%
FX fee
None
Our take

The Surpass is the sweet spot in the Hilton lineup. It grants Gold status, strong earning at Hilton properties, and a free night after meeting a spending threshold. It gives loyal Hilton guests meaningful benefits at a moderate fee.

Pros
  • Automatic Hilton Gold status with room upgrades and daily food credit
  • High earn rate at Hilton properties
  • A free-night reward after meeting an annual spending threshold
  • No foreign transaction fees
Cons
  • Value is concentrated within Hilton
  • The free night requires reaching a spending threshold
  • Everyday earning outside Hilton and bonus categories is modest
Welcome offer
Earn 125,000 Bonus Points
$875 in value

After spending $3,000 on eligible purchases + 1 Free Night Award within 3 months of account opening with the Marriott Bonvoy Boundless® Credit Card. Redeem your Free Night Award for a one-night stay at properties with a redemption level up to 50,000 points per night. Certain hotels have resort fees. Special Offer through 6/30/2027: Get up to $100 in statement credits after spending $500 on eligible airline purchases. That's up to $50 in statement credits semi-annually.

Rewards
Welcome offer value and reward rates are estimated using MaxRewards' valuation of 0.7¢ per Marriott point.
Annual fee
$95
Credit
Good
APR
19.24% - 27.74%
FX fee
$0
Our take

The Boundless is the everyday Marriott card, earning points across the portfolio and granting an annual free night that, on its own, can cover the fee. It also provides automatic elite status, which makes it a simple choice for travelers loyal to Marriott.

Pros
  • Annual free-night award that can exceed the annual fee
  • Automatic mid-tier elite status and elite night credits each year
  • Strong earning at Marriott properties
  • No foreign transaction fees
Cons
  • Rewards are most useful only within Marriott
  • The free night has a points ceiling that limits top properties
  • Everyday earning outside Marriott is modest
Welcome offer
You may be eligible for as high as 300,000 Membership Rewards® Points
$3,000 in value

After spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.

Rewards
Welcome offer value and reward rates are estimated using MaxRewards' valuation of 1¢ per Membership Rewards point.
Annual fee
$895
Credit
Good
APR
17.74% - 28.49%
FX fee
None
Our take

The Business Platinum brings premium travel benefits to business owners, with full lounge access and a strong earn rate on flights and large purchases. A rebate on points used for premium-cabin redemptions rewards businesses that book travel often. It suits high-spending owners who travel frequently.

Pros
  • Full lounge access for the cardholder, including a wide network and Priority Pass
  • High earn rate on flights and on large qualifying purchases
  • A points rebate when redeeming for flights through the travel portal
  • Annual business and travel credits that offset part of the fee
Cons
  • High annual fee aimed at frequent business travelers
  • Low flat earn rate outside bonus categories
  • Best value requires consistent travel and large spending
Welcome offer
Earn 90,000 bonus points
$1,350 in value

After spending $3,000 on purchases in the first 3 months from account opening.

Rewards
Welcome offer value and reward rates are estimated using MaxRewards' valuation of 1.5¢ per Southwest point.
Annual fee
$229
Credit
Good
APR
19.24% - 27.74%
FX fee
$0
Our take

The Priority card is the top everyday choice for Southwest flyers, with free checked bags, anniversary bonus points, and a yearly boost toward the Companion Pass, one of the most valuable perks in domestic travel. Since Southwest ended free bags for everyone, the card now carries that perk: the first checked bag is free for you and up to eight others on your reservation.

Pros
  • First checked bag free for the cardholder and up to eight companions
  • Anniversary bonus points and a yearly Companion Pass qualifying boost
  • All points count toward earning the Companion Pass
  • No blackout dates on Southwest award seats
Cons
  • Useful only for travelers who fly Southwest
  • No lounge access, since Southwest does not operate lounges
  • Limited international network

Best card for American Airlines flyers

Citi® / AAdvantage® Platinum Select®
Welcome offer
50,000 Points
$500 in value

After you spend $2,500 on purchases on your new card in your first 3 months of card membership.

Rewards
Welcome offer value and reward rates are estimated using MaxRewards' valuation of 1¢ per AAdvantage® point.
Annual fee
$99
Credit
Excellent
APR
19.49% - 29.49%
FX fee
None
Our take

The AAdvantage Platinum Select is the everyday card for American Airlines flyers, with a free checked bag for you and up to four companions and preferred boarding on domestic flights. A straightforward choice for travelers loyal to American.

Pros
  • First checked bag free and preferred boarding on American flights
  • Elevated earning on American purchases, dining, and gas
  • A $125 American Airlines flight discount after $20,000 in annual spending
  • Loyalty point earning toward status
Cons
  • Miles are most useful only on American and its partners
  • No lounge access at this tier
  • The fee applies after the first year
Welcome offer
Earn 80,000 Bonus Miles
$960 in value

After you spend $4,000 in purchases with your new Card, and an additional 20,000 bonus miles after you make an additional $2,000 in purchases on the Card, both within your first 6 months. Ends 07/15/2026.

Rewards
Welcome offer value and reward rates are estimated using MaxRewards' valuation of 1.2¢ per Delta skymile.
Annual fee
$350
Credit
Good
APR
19.49% - 28.49%
FX fee
None
Our take

The Delta Platinum is the strongest mid-tier card for Delta flyers. Its annual companion certificate can cover the fee for travelers who fly round-trip routes, and it adds a free checked bag and priority boarding. It suits travelers loyal to Delta who want everyday flight benefits.

Pros
  • Annual companion certificate that can outweigh the fee
  • First checked bag free and priority boarding on Delta flights
  • Elevated earning on Delta purchases and at hotels
  • A path toward Medallion status through card spending
Cons
  • Miles are most useful only on Delta and its partners
  • The companion certificate carries route and fee conditions
  • Mid-tier fee with fewer premium perks than the top Delta card
Welcome offer
Earn 100,000 bonus points
$1,250 in value

After you spend $8,000 on purchases in the first 3 months from account opening.

Rewards
Welcome offer value and reward rates are estimated using MaxRewards' valuation of 1.25¢ per Ultimate Rewards point.
Annual fee
$95
Credit
Good
APR
17.74% - 26.74%
FX fee
$0
Our take

The Ink Business Preferred earns strong rewards on travel and core business categories for a modest fee, and its points move to the same valuable transfer partners as the Sapphire cards. It's the best value choice for owners who want flexible points without a premium price.

Pros
  • Elevated earn rate on travel, shipping, advertising, and internet and phone services
  • Points transfer to airline and hotel partners for outsized value
  • Low annual fee relative to the rewards
  • Useful purchase and travel protections for business spending
Cons
  • Bonus categories are capped at a combined annual spending limit
  • No lounge access or premium travel perks
  • Requires a business to apply

FAQ

Travel FAQ