Best overall airline card

Delta SkyMiles® Platinum American Express Card
After you spend $4,000 in purchases with your new Card, and an additional 20,000 bonus miles after you make an additional $2,000 in purchases on the Card, both within your first 6 months. Ends 07/15/2026.
The Platinum hits the airline-card sweet spot: an annual companion certificate on renewal that routinely returns $300 to $600 on a Delta Main round trip, against a $350 fee. The first checked bag is free for up to nine people on your reservation, and the June 2026 refresh added a free second domestic bag for the cardholder. Card spending also feeds Delta status, with a $2,500 MQD head start each year plus a dollar of qualification credit per $20 spent. It's for the Delta regular who wants premium perks without the Reserve's price.
- Annual companion certificate can exceed the fee in one trip
- First checked bag free for up to nine people, plus a free second bag for the cardholder
- Real progress toward Medallion status through spending
- No foreign transaction fee
- The fee stings if the companion certificate goes unused
- SkyMiles are priced dynamically with no fixed value
- Weak earning outside Delta purchases








