Best Airline Credit Cards of June 2026

Curated and reviewed by and
Updated June 12, 2026

An airline card pays you back in the currency of the airport: free checked bags, earlier boarding, companion deals, and a faster road to status. The math usually starts with the bag fee, where a couple of round trips can cover a $95 to $150 fee outright, and climbs from there if a companion certificate or lounge membership fits your year. We rank these on perks you'll really use across Delta, United, Southwest, American, Alaska, and JetBlue.

Methodology: Our team manually curates these lists using publicly available card details, issuer terms, and MaxRewards data on rewards, benefits, fees, and card features. We compare cards based on how well they fit the category, weighing factors like earning potential, welcome offers, annual fees, credits, redemption options, and ongoing value. Rankings may change as offers, terms, and card details are updated.
Annual fee
Showing 8 of 8 cards
Rewards valued by MaxRewards
Card
Welcome offer
Rewards
Annual fee

The picks, explained

One card for every kind of flyer

Welcome offer
Earn 80,000 Bonus Miles
$960 in value

After you spend $4,000 in purchases with your new Card, and an additional 20,000 bonus miles after you make an additional $2,000 in purchases on the Card, both within your first 6 months. Ends 07/15/2026.

Rewards
Welcome offer value and reward rates are estimated using MaxRewards' valuation of 1.2¢ per Delta skymile.
Annual fee
$350
Credit
Good
APR
19.49% - 28.49%
FX fee
None
Our take

The Platinum hits the airline-card sweet spot: an annual companion certificate on renewal that routinely returns $300 to $600 on a Delta Main round trip, against a $350 fee. The first checked bag is free for up to nine people on your reservation, and the June 2026 refresh added a free second domestic bag for the cardholder. Card spending also feeds Delta status, with a $2,500 MQD head start each year plus a dollar of qualification credit per $20 spent. It's for the Delta regular who wants premium perks without the Reserve's price.

Pros
  • Annual companion certificate can exceed the fee in one trip
  • First checked bag free for up to nine people, plus a free second bag for the cardholder
  • Real progress toward Medallion status through spending
  • No foreign transaction fee
Cons
  • The fee stings if the companion certificate goes unused
  • SkyMiles are priced dynamically with no fixed value
  • Weak earning outside Delta purchases
Welcome offer
Earn 50,000 bonus miles
$500 in value

After you spend $3,000 on purchases in the first 3 months your account is open.

Rewards
Welcome offer value and reward rates are estimated using MaxRewards' valuation of 1¢ per MileagePlus mile.
Annual fee
$0 intro annual fee for the first year, then $150
Credit
Good
APR
19.74% - 28.24%
FX fee
$0
Our take

United's 2025 refresh raised the Explorer's fee to $150, waived the first year, and stacked more than $400 in annual partner credits against it, spanning rideshare, United Hotels, Instacart, JSX, and Avis or Budget. The core perks stay: a free first checked bag for you and a companion, priority boarding, two United Club passes a year, and a Global Entry or TSA PreCheck credit. Card earning runs three miles per dollar on United purchases. It's for United flyers who will actually use a credit stack that now reads like a coupon book.

Pros
  • Free first checked bag for the cardholder and a companion
  • Two United Club passes plus a Global Entry or TSA PreCheck credit
  • Partner credits can offset the fee several times over
  • First-year fee waived
Cons
  • Fee jumped in the 2025 refresh
  • Credits are split across many partners and need attention
  • Club passes now require the cardholder to be present
Welcome offer
Earn 90,000 bonus points
$1,350 in value

After spending $3,000 on purchases in the first 3 months from account opening.

Rewards
Welcome offer value and reward rates are estimated using MaxRewards' valuation of 1.5¢ per Southwest point.
Annual fee
$229
Credit
Good
APR
19.24% - 27.74%
FX fee
$0
Our take

The Companion Pass, which lets a chosen person fly with you for just taxes and fees on every Southwest flight for up to two years, remains the most valuable perk in domestic travel, and the Priority's 10,000 annual qualifying-point boost is the fastest realistic head start toward the 135,000 points it takes. Since Southwest ended free bags for everyone in 2025, the card now carries that perk instead: first checked bag free for you and up to eight others on the reservation. A 7,500-point anniversary bonus claws back much of the $229 fee. It's for Southwest loyalists chasing the pass.

Pros
  • Annual 10,000-point boost toward Companion Pass qualification
  • First checked bag free for the cardholder and up to eight companions
  • 7,500 anniversary points offset much of the fee
  • 4x earning on Southwest purchases
Cons
  • Fee rose sharply in the 2025 refresh
  • The old $75 travel credit is gone
  • Value depends entirely on Southwest's route map

Best companion deal under $100

Atmos™ Rewards Ascent Visa Signature®
Welcome offer
50,000 Points
$500 in value

After you spend $2,000 on purchases on your new card in your first 3 months of card membership.

Rewards
Welcome offer value and reward rates are estimated using MaxRewards' valuation of 1¢ per Atmos Rewards point.
Annual fee
$95
Credit
Good
APR
19.49% - 27.49%
FX fee
Our take

Alaska and Hawaiian's merged Atmos Rewards program kept the famous Companion Fare: spend $6,000 on the card in a year and a second traveler flies for $99 plus taxes and fees, from $23, on a paid fare, savings that routinely beat the $95 fee on one booking. The free first checked bag covers you and up to six guests on Alaska and Hawaiian flights when the airfare goes on the card, and oneworld partners widen where the points go. Card spending also earns status points with no cap. It's for West Coast and island flyers who bring someone along.

Pros
  • Annual Companion Fare routinely outvalues the fee
  • Free first checked bag for up to seven people
  • Points work across Alaska, Hawaiian, and oneworld partners
  • No foreign transaction fee
Cons
  • Companion Fare requires $6,000 in annual spending
  • No lounge access at this tier
  • Smaller route network than the biggest carriers
Welcome offer
50,000 Points
$500 in value

After you spend $2,500 on purchases on your new card in your first 3 months of card membership.

Rewards
Welcome offer value and reward rates are estimated using MaxRewards' valuation of 1¢ per AAdvantage® point.
Annual fee
$99
Credit
Excellent
APR
19.49% - 29.49%
FX fee
None
Our take

Now the default American Airlines card after Citi absorbed the rival Aviator Red in April 2026, the Platinum Select covers its $99 fee, waived the first year, with one round trip: the free first checked bag applies to you and up to four companions on domestic AA itineraries, easily $200 saved per trip for a family. Preferred boarding and a $125 AA flight discount after $20,000 in annual spending sweeten it. It's the workhorse pick for anyone whose home airport belongs to American.

Pros
  • Free first checked bag for up to five people on domestic AA flights
  • Preferred boarding on the largest U.S. network
  • Flight discount for higher spenders
  • First-year fee waived
Cons
  • Modest 2x earning with no broad everyday categories
  • No lounge access or companion certificate
  • American prices many awards dynamically
Welcome offer
Earn 100,000 Bonus Miles
$1,200 in value

After you spend $6,000 in purchases with your new Card, and an additional 25,000 bonus miles after you make an additional $3,000 in purchases on the Card, both within your first 6 months. Ends 07/15/2026.

Rewards
Welcome offer value and reward rates are estimated using MaxRewards' valuation of 1.2¢ per Delta skymile.
Annual fee
$650
Credit
Good
APR
19.49% - 28.49%
FX fee
None
Our take

The Reserve is the Delta loyalist's premium play: Sky Club access at 15 visits a year, unlimited after $75,000 in annual spending, plus Centurion Lounge entry when you book your Delta flight on the card. Its annual companion certificate is the strongest in the business, covering First Class round trips that can be worth $600 to $1,000. Credits for Resy, rideshare, and Delta Stays total up to $560 against the $650 fee. It's for frequent Delta flyers who'd otherwise buy lounge membership anyway.

Pros
  • Companion certificate covers First Class round trips
  • Sky Club plus Centurion Lounge access when flying Delta
  • Up to $560 in annual credits
  • Strong boost toward Medallion status
Cons
  • Highest fee among airline co-brands
  • Lounge visits are capped without heavy spending
  • Weak earning outside Delta purchases
Welcome offer
70,000 Points
$700 in value

After you spend $7,000 on purchases on your new card in your first 3 months of card membership.

Rewards
Welcome offer value and reward rates are estimated using MaxRewards' valuation of 1¢ per AAdvantage® point.
Annual fee
$595
Credit
Excellent
APR
19.49% - 29.49%
FX fee
None
Our take

Full Admirals Club membership, which sells for about $850 on its own, comes bundled into the Executive's $595 fee, making it the cheapest path to American's lounges for anyone who'd buy in anyway. The free first checked bag stretches to nine people on domestic AA itineraries, the most generous waiver here, and AA purchases earn 4x with Loyalty Point bonuses at 50,000 and 90,000 points each year. It's for AA frequent flyers who live in the Admirals Club.

Pros
  • Full Admirals Club membership for less than its retail price
  • Free first checked bag for up to nine people
  • 4x earning on American purchases with elite-status boosts
  • Priority check-in, screening, and boarding
Cons
  • High fee that demands regular lounge use
  • Steep spending requirement for the welcome bonus
  • Weak 1x earning away from American

Best low-cost keeper

JetBlue Plus
Barclays

JetBlue Plus

Welcome offer
60,000 Points
$720 in value

After you spend $1,000 on purchases on your new card in your first 3 months of card membership.

Rewards
Welcome offer value and reward rates are estimated using MaxRewards' valuation of 1.2¢ per TrueBlue point.
Annual fee
$99
Credit
Excellent
APR
19.49% - 29.49%
FX fee
None
Our take

The JetBlue Plus quietly pays for itself: a 5,000-point anniversary bonus offsets most of the $99 fee, the first checked bag is free for you and up to three companions on tickets bought with the card, and every JetBlue award redemption returns 10% of the points uncapped. Earning runs 6x on JetBlue purchases. For lounge seekers JetBlue now sells a $499 Premier card, but this is the value play. It's for East Coast flyers who treat JetBlue as their default.

Pros
  • Anniversary points offset most of the fee
  • Free first checked bag for up to four people
  • Uncapped 10% points rebate on every redemption
  • 6x earning on JetBlue purchases
Cons
  • Network is concentrated in the Northeast and transcontinental routes
  • 1x earning outside JetBlue, dining, and groceries
  • TrueBlue points can be devalued

FAQ

Airline FAQ