Best Gas & EV Credit Cards of June 2026

Curated and reviewed by and
Updated June 12, 2026

Fuel is one of the few budget lines you can't shift, which makes a high gas rate easy money, and the best cards now treat public EV charging the same way. Rates run from uncapped 3% to 5% at the pump, with caps, club memberships, and redemption quirks deciding what you actually keep. We weigh each card's real return after its limits, whether EV charging genuinely earns the bonus, and what the card does between fill-ups.

Methodology: Our team manually curates these lists using publicly available card details, issuer terms, and MaxRewards data on rewards, benefits, fees, and card features. We compare cards based on how well they fit the category, weighing factors like earning potential, welcome offers, annual fees, credits, redemption options, and ongoing value. Rankings may change as offers, terms, and card details are updated.
Annual fee
Showing 7 of 7 cards
Rewards valued by MaxRewards
Card
Welcome offer
Rewards
Annual fee

The picks, explained

One card for every kind of driver

Welcome offer
Rewards
3%Airline
3%Car Rental
3%Cruise
3%Dining
3%Hotel
2%Costco
1%Everywhere
Annual fee
$0
Credit
Excellent
APR
18.74% - 26.74%
FX fee
None
Our take

The Costco Anywhere Visa is the rare card that pays top rates on warehouse fuel: 5% on gas at Costco and 4% on other eligible gas and EV charging, on up to $7,000 in combined purchases a year. There's no card fee beyond the Costco membership you already have, and no foreign transaction fee. Rewards arrive once a year as a certificate redeemable at Costco, the structural quirk to accept, though certificates over $300 can now be deposited to a bank account. It's for Costco members who fill up where they shop.

Pros
  • 5% on Costco gas and 4% on other gas and EV charging
  • Generous $7,000 combined annual cap
  • Rewards warehouse-pump fuel most gas cards exclude
  • No foreign transaction fee
Cons
  • Rewards pay out once a year as a Costco certificate
  • Requires a paid Costco membership
  • Earning drops to 1% past the cap
Welcome offer
Rewards
Reward rates are estimated using MaxRewards' valuation of 1¢ per Altitude point.
Annual fee
$0
Credit
Good
APR
17.49% - 27.49%
FX fee
Our take

The Altitude Connect earns 4x on gas stations and EV charging with no annual fee, the best no-fee rate going, on up to $1,000 in spending each quarter. Uncapped 4x on travel and 2x on groceries, dining, and streaming fill out the card, and there's no foreign transaction fee. The quarterly cap suits moderate drivers; heavy commuters will blow past it. It's the no-fee pick for households whose monthly fuel bill stays in the low hundreds.

Pros
  • 4x on gas and EV charging at no annual fee
  • Uncapped 4x on travel
  • No foreign transaction fee
  • 2x on groceries, dining, and streaming
Cons
  • Gas and EV rate is capped each quarter
  • Cash redemptions are devalued below one cent per point
  • No statement credits
Welcome offer
As High As $300 Cash Back. Find Out Your Offer. You may be eligible for as high as $300 cash back

After spending $3,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.

Rewards
Annual fee
$0 intro annual fee for the first year, then $95.
Credit
Good
APR
19.49% - 28.49%
FX fee
2.7% of each transaction after conversion to US dollars.
Our take

The Blue Cash Preferred's 3% at U.S. gas stations has no cap, which matters once your fuel spending outruns the quarterly limits on higher-rate cards, and it rides along with the strongest supermarket rate in the business, 6% on up to $6,000 a year. The $95 fee is waived the first year, and 6% on streaming plus 3% on transit round it out. The one gap: Amex's gas category doesn't cover standalone EV chargers. It's the single-card answer for gas-driving households that also buy groceries.

Pros
  • Uncapped 3% at U.S. gas stations
  • Category-leading 6% at U.S. supermarkets
  • 6% on streaming and 3% on transit
  • First-year fee waiver
Cons
  • Does not reward standalone EV charging
  • $95 annual fee after the first year
  • 2.7% foreign transaction fee

Best no-fee flexibility

Autograph®
Wells Fargo

Autograph®

Welcome offer
20,000 Points
$200 in value

After you spend $1,000 on purchases on your new card in your first 3 months of card membership.

Rewards
Welcome offer value and reward rates are estimated using MaxRewards' valuation of 1¢ per Go Far Rewards point.
Annual fee
$0
Credit
Excellent
APR
18.4924%
FX fee
Our take

The Autograph names EV charging right alongside gas at an uncapped three points per dollar, with no annual fee, and the same 3x covers dining, travel, transit, streaming, and phone plans. Points transfer to airline and hotel partners, lifting the effective rate past flat 3% cash. Cell phone protection comes free when you pay the bill with the card. It's the flexible no-fee pick for drivers, electric or otherwise, who want one card covering most of life.

Pros
  • Uncapped 3x on both gas and EV charging
  • Same rate covers five other everyday categories
  • No annual fee and no foreign transaction fee
  • Cell phone protection when you pay your phone bill with the card
Cons
  • 3x trails the 4% and 5% pump specialists
  • Best point value requires transferring to travel partners
  • Intro APR covers purchases only

Best for drivers who travel

Citi Strata Premier®
Welcome offer
60,000 Points
$600 in value

After you spend $4,000 on purchases on your new card in your first 3 months of card membership.

Rewards
Welcome offer value and reward rates are estimated using MaxRewards' valuation of 1¢ per ThankYou® point.
Annual fee
$95
Credit
Excellent
APR
19.49% - 27.49%
FX fee
None
Our take

The Strata Premier earns three points per dollar at gas and EV charging stations and the same on dining, supermarkets, air travel, and hotels, the broadest bonus map of any card here, for $95. ThankYou points transfer to airline and hotel partners at values above plain cash back, and a $100 hotel credit on Citi Travel bookings of $500 or more nearly cancels the fee. It's for drivers whose fuel spending is one line in a travel-heavy budget.

Pros
  • 3x on gas and EV charging plus four other categories
  • Points transfer to airline and hotel partners
  • Annual hotel credit nearly offsets the fee
  • No foreign transaction fee
Cons
  • 3x trails the dedicated pump cards
  • Best value requires using transfer partners
  • No intro APR
Welcome offer
$200

After you spend $1,000 on purchases on your new card in your first 3 months of card membership.

Rewards
1%Everywhere
Annual fee
$0
Credit
Good
APR
17.49% - 27.49%
FX fee
Our take

Set gas and EV charging as the Customized Cash's choice category and it earns 3%, currently boosted to 6% for your first year, on up to $2,500 in combined bonus spending each quarter. BofA Rewards banking members can push the ongoing rate toward 4% and beyond, rivaling the specialists with plain cash back. There's no annual fee and a 15-billing-cycle 0% intro window. It's for Bank of America customers who want their banking relationship to subsidize their commute.

Pros
  • Gas and EV charging available as the 3% choice category
  • First-year boost and banking bonuses can lift the rate well past 3%
  • 15-billing-cycle 0% intro window
  • No annual fee
Cons
  • Bonus rates share a combined quarterly cap
  • Top rates require a large Bank of America relationship
  • 3% foreign transaction fee

Best straight cash rate at the pump

Sam's Club Mastercard
Welcome offer
Rewards
5%Gas
3%Dining
3%Travel
1%Everywhere
Annual fee
$0
Credit
Good
APR
FX fee
Our take

The Sam's Club Mastercard pays the highest straight cash rate at the pump: 5% back on gas and EV charging anywhere Mastercard is accepted, including Sam's Club's own pumps, on up to $6,000 a year, though fuel at other clubs and grocery stores earns just 1%. Rewards accrue as Sam's Cash, redeemable at the club, and the card caps total annual rewards at $5,000, which only the heaviest spenders will notice. There's no annual fee beyond the Sam's Club membership. It's for members who want maximum cash at the pump and shop the club anyway.

Pros
  • 5% on gas and EV charging nearly anywhere
  • Covers Sam's Club pumps that other gas cards exclude
  • 3% on dining, plus 3% at Sam's Club for Plus members
  • No foreign transaction fee
Cons
  • Rewards arrive as Sam's Cash rather than plain cash back
  • Requires a paid Sam's Club membership
  • Gas earning drops to 1% past the annual cap

FAQ

Gas & EV FAQ