U.S. Bank Cash+

The U.S. Bank Cash+ Visa Signature Card empowers cardholders to earn significant cash back rewards on everyday spending. As a new cardholder, you can earn a one-time bonus of $200 after making $1,000 in eligible purchases within the first 90 days of account opening. But that’s just the beginning! This card allows you to earn a remarkable 5% cash back on your first $2,000 in combined eligible purchases in two categories that you select each quarter. Choose from categories including fast food, grocery stores, gas stations, and much more.

Additionally, you'll receive 2% cash back on one everyday category of your choice, which can include essential expenses like restaurants and grocery stores. All other eligible purchases earn an unlimited 1% cash back. With no annual fee and the ability to redeem your cash back anytime online, you have the flexibility to control when and how you utilize your rewards.

For those who travel, you can earn up to 5% cash back on prepaid travel booked directly through the U.S. Bank Rewards Center. Benefit from more than 1,100 online merchants who offer extra rewards through the shopping portal, ensuring your everyday purchases yield high returns. Plus, take advantage of 0% intro APR on purchases and balance transfers for the first 15 billing cycles, offering peace of mind when it comes to managing payment options.

This card stands out for its customizable rewards structure, giving you the opportunity to tailor your cash back experience based on your personal spending habits. Be sure to activate your categories quarterly to maximize earnings. Enjoy the freedom and benefits that come with the U.S. Bank Cash+ Visa Signature Card today!