- 5%Grocery
- 3%AAA
- 3%Drugstore
Annual Fee
$0
Rec. Credit
Good
Comenity
AAA Travel Advantage Visa Signature®
The AAA Travel Advantage Visa Signature® is built for drivers and everyday spenders who want straightforward cash back without paying an annual fee. It works best as a practical card for gas, groceries, dining, and road-trip style travel spending, rather than as a premium travel card with lots of extras.
Annual Fee
$0
Rec. Credit Score
Good
Good For
Drivers and road trippers
All information about AAA Travel Advantage Visa Signature® has been collected independently by MaxRewards. AAA Travel Advantage Visa Signature® is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Is the AAA Travel Advantage Visa Signature® worth it?
This card is great for...
Gas and EV charging
Groceries and dining
No-fee travel spending
This card is worth a look if a big share of your monthly budget goes to gas or EV charging and you also spend regularly on groceries, dining, and travel. For a $0 annual fee card, the bonus categories are broad enough to cover a lot of real household spending, and the cash-back setup is easy to use.
The tradeoff is that this is mostly a rewards play. There are no listed travel perks, credits, or protections to help separate it from other no-fee cash-back cards, and the 1% rate on non-bonus purchases means it is not the strongest choice for everything else. It makes the most sense for someone who wants one solid spending card for common day-to-day categories, or a dedicated card for gas and road-trip expenses.
MaxRewards Verdict
A strong fit for drivers who want elevated cash back in several everyday categories without an annual fee. Its main limitation is simple: most of the value comes from spending rewards, not extra benefits.
Earning
Rewards
The rewards structure here is easy to understand: strong cash back in a handful of common spending categories, with 1% back everywhere else. The key question is whether your budget lines up with gas, EV charging, groceries, dining, travel, and AAA purchases often enough to make this card a regular wallet card.
CategoryRate
EV Charging
5%
Gas
5%
AAA
3%
Dining
3%
Grocery
3%
Travel
3%
Everywhere
1%
Eligibility
Recommended Minimum Credit
Min: Good
Poor
Fair
Good
Excellent
Good credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Rates & Fees
Annual Fee
$0
Foreign Transaction Fee
None
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.