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  1. Credit Cards
  2. Amazon.com Store
Synchrony

Amazon.com Store

This card is built for regular Amazon shoppers who want simple, automatic savings on their Amazon purchases and do not need the card to do much else. It is a specialist store card, not an everyday spending card, since its value is concentrated almost entirely in Amazon purchases.

Welcome Offer
8,000 Points
Annual Fee
$0
Rec. Credit Score
Good
Good For
Frequent Amazon shoppers
How to ApplyEstimate your value
Amazon.com Store

All information about Amazon.com Store has been collected independently by MaxRewards. Amazon.com Store is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Amazon.com Store worth it?

This card is great for...

Amazon orders

Household replenishment spending

No-annual-fee store rewards

If you spend a meaningful amount at Amazon, this card is easy to like. A 5% return on Amazon purchases with no annual fee is strong for loyal Amazon customers, and the welcome offer is unusually easy to earn. For someone who already does a lot of household shopping, subscriptions, and one-off purchases through Amazon, it can be a straightforward way to save money without tracking rotating categories or travel partners.

The tradeoff is just as clear: outside Amazon, this card does not give you much reason to keep using it. With no listed bonus categories beyond Amazon and no notable perks, it works best as a dedicated card for one merchant, alongside a separate everyday card for everything else. If Amazon is one of your main shopping destinations, it is worth carrying. If not, a broader cash back card will usually be more useful.

MaxRewards

MaxRewards Verdict

This is a strong fit for people who consistently buy from Amazon and want a no-annual-fee card dedicated to that spending. Its limitation is simple: it is highly useful at Amazon, but not much beyond it.

Welcome Offer

8,000 Points

after you spend $1 on purchases on your new card in your first 1 months of card membership.

Est. Value

$80

Required Spend

$1

Time Frame

1 Month

Est. Value

$80

Required Spend

$1

Time Frame

1 Month

Earning

Rewards

The rewards setup here is narrow but easy to understand. You earn Amazon points at a strong rate on Amazon purchases, so the card makes the most sense when you use it specifically for your Amazon spending and rely on another card for general purchases.

CategoryRate

Amazon

5%

Rewards percent based on a valuation of 1¢ per Amazon point

Eligibility

Recommended Minimum Credit

Min: Good
Poor
Fair
Good
Excellent

Good credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing

Rates & Fees

Annual Fee

$0

Foreign Transaction Fee

None

Table of Contents

Amazon.com Store

Amazon.com Store

How to Apply

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

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