125,000 Miles
Worth $1,750
After you spend $15,000 on purchases on your new card in your first 5 months of card membership.
- 14%Car Rental (aa.com/cars)
- 14%Hotel (aa.com/hotels)
- 5.6%American Air
Annual Fee
$695
Rec. Credit
Excellent
Citi
AT&T Access
The AT&T Access Card is a no-annual-fee option built for AT&T customers and online shoppers who want to accumulate Citi ThankYou points on routine digital purchases. It serves best as a straightforward rewards card for web purchases and monthly wireless service payments.
Welcome Offer
10,000 Points
Annual Fee
$0
Rec. Credit Score
Good
Good For
AT&T customers and online shoppers
All information about AT&T Access has been collected independently by MaxRewards. AT&T Access is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Is the AT&T Access worth it?
This card is great for...
AT&T bill payments
Online retail purchases
Fee-free ThankYou point earning
For dedicated AT&T customers and frequent web shoppers who want to earn Citi ThankYou points without paying an annual fee, the card delivers practical value. Earning double points on eligible online retail and AT&T services yields a reliable return on routine monthly bills and regular internet orders.
MaxRewards Verdict
The AT&T Access Card is a solid fit for AT&T subscribers wanting no-fee ThankYou points on digital spending, though general spenders will find stronger earning rates elsewhere.
Welcome Offer
10,000 Points
after you spend $1,000 on purchases on your new card in your first 3 months of card membership.
Est. Value
$150
Required Spend
$1,000
Time Frame
3 Months
Est. Value
$150
Required Spend
$1,000
Time Frame
3 Months
Earning
Rewards
Earning Citi ThankYou points across web orders, travel, and wireless bills makes it easy to earn rewards on routine modern spending.
CategoryRate
AT&T
3%
Online Shopping
3%
Travel
3%
Everywhere
1.5%
Rewards percent based on a valuation of 1.5¢ per ThankYou point
Eligibility
Recommended Minimum Credit
Min: Good
Poor
Fair
Good
Excellent
Good credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Rates & Fees
Annual Fee
$0
Purchase APR
14.24% - 23.24%
Variable
Transfer APR
14.24% - 23.24%
Variable
Cash Advance APR
25.49%
Variable
Foreign Transaction Fee
None
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Other cards from Citi
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75,000 Points
Worth $1,125
After you spend $6,000 on purchases on your new card in your first 3 months of card membership.
- 18%Car Rental (cititravel.com)
- 18%Entertainment (cititravel.com)
- 18%Hotel (cititravel.com)
Annual Fee
$595
Rec. Credit
Excellent
80,000 Miles
Worth $1,120
After you spend $3,500 on purchases on your new card in your first 4 months of card membership.
- 2.8%American Air
- 2.8%Dining
- 2.8%Gas
Annual Fee
$99
Rec. Credit
Excellent