Avant
Avant Credit
Avant Credit is built for applicants who are working on rebuilding credit and need a basic unsecured card more than they need rewards or travel perks. It is a specialist card, not an everyday value card, and its main job is giving you a line of credit you can manage responsibly over time.
Annual Fee
$59
Rec. Credit Score
Rebuilding
Good For
Credit rebuilding
All information about Avant Credit has been collected independently by MaxRewards. Avant Credit is no longer available through MaxRewards.
Is the Avant Credit worth it?
This card is great for...
Unsecured credit building
Establishing payment history
Avoiding a security deposit
This card makes the most sense for someone who may not qualify for stronger cards yet and wants an unsecured option to help rebuild their credit profile. If your main goal is on-time payments, low balances, and showing responsible card use, the card can serve that purpose.
The tradeoff is straightforward: the $59 annual fee buys access, not value. There are no rewards, no welcome offer, and no listed benefits to help offset the cost. For readers with enough credit history to qualify for a no-annual-fee rebuilding card or a secured card with lower long-term cost, those options will usually be a better deal. Avant Credit is worth considering when approval access matters more than perks.
MaxRewards Verdict
Avant Credit is a fit for rebuilding credit when you need an unsecured card and have limited options. For most other readers, the annual fee and lack of rewards make it a card to outgrow as soon as your credit improves.
Recommended Minimum Credit
Min: Poor
Poor
Fair
Good
Excellent
Poor credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Rates & Fees
Annual Fee
$59
Foreign Transaction Fee
None
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.