$100
After you spend $1,000 on purchases on your new card in your first 3 months of card membership.
- 1.5%Everywhere
Annual Fee
$0
Rec. Credit
Good
Baxter Credit Union
BCU Travel Rewards Visa®
The BCU Travel Rewards Visa® is built for cardholders who want uncomplicated travel rewards from everyday spending. With 2x points on every purchase, no annual fee, and points worth about 1 cent each, it works more like a simple all-purpose rewards card than a category-focused travel card.
Welcome Offer
10,000 Points
Annual Fee
$0
Rec. Credit Score
Good
Good For
Simple everyday spending
All information about BCU Travel Rewards Visa® has been collected independently by MaxRewards. BCU Travel Rewards Visa® is no longer available through MaxRewards.
Is the BCU Travel Rewards Visa® worth it?
This card is great for...
Flat-rate everyday purchases
No-fee travel rewards
Straightforward point earning
Yes, for the right cardholder. If you want a no-annual-fee card that earns a steady return on everything you buy, this card is easy to justify. The value proposition is simple: 2x points on all purchases, points worth roughly 1 cent each, and a modest welcome offer that does not require heavy spending.
Where it falls short is upside. There are no bonus categories, no listed travel perks, and no extra benefits to push it beyond its basic earning rate. That makes it a solid fit for someone who values simplicity and consistency, but not for a traveler looking for premium protections, transfer partners, or outsized redemption opportunities.
MaxRewards Verdict
This is a good pick for someone who wants a clean, no-fee 2% rewards card and prefers simple value over complexity. If you want meaningful travel perks or higher-value rewards options, you will likely outgrow it quickly.
Welcome Offer
10,000 Points after you spend $1,000 on purchases on your new card in your first 3 months of card membership.
Est. Value
$100
Required Spend
$1,000
Time Frame
3 Months
Est. Value
$100
Required Spend
$1,000
Time Frame
3 Months
What's your average monthly spend?
You should easily hit the bonus threshold with this spend!
Rewards
Rewards percent based on a valuation of 1¢ per CURewards point
The rewards setup here is straightforward: you earn the same rate on every purchase, so there is no need to track categories or adjust spending habits. Think of it as steady, predictable value rather than a card designed for maximizing specific purchases.
CategoryEst. yearly spendRateRewards
Everywhere
Est. yearly spend
Rate2%
Rewards$0$0
Est. Annual Rewards
Recommended Minimum Credit
Min: Good
Poor
Fair
Good
Excellent
Good credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Rates & Fees
Annual Fee
$0
Foreign Transaction Fee
None
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Other cards from Baxter Credit Union
Annual Fee
$0
Rec. Credit
Rebuilding
Annual Fee
$0
Rec. Credit
Good