25,000 Points
Worth $250
After you spend $2,000 on purchases on your new card in your first 3 months of card membership.
- 1%Everywhere
Annual Fee
$0
Rec. Credit
Good
Bank of Montreal
BMO Premium Rewards
Welcome Offer
35,000 Points
Annual Fee
$79
Rec. Credit Score
Excellent
All information about BMO Premium Rewards has been collected independently by MaxRewards. BMO Premium Rewards is no longer available through MaxRewards.
Welcome Offer
35,000 Points after you spend $5,000 on purchases on your new card in your first 3 months of card membership.
Est. Value
$350
Required Spend
$5,000
Time Frame
3 Months
Est. Value
$350
Required Spend
$5,000
Time Frame
3 Months
What's your average monthly spend?
You should easily hit the bonus threshold with this spend!
Rewards
Rewards percent based on a valuation of 1¢ per BMO Flex Rewards point
CategoryEst. yearly spendRateRewards
Dining
Jul 1 – Sep 30 · Up to $2,500 in spend
Est. yearly spend
Rate3%
Rewards$0$0
Everywhere
Est. yearly spend
Rate1%
Rewards$0$0
Est. Annual Rewards
Recommended Minimum Credit
Min: Excellent
Poor
Fair
Good
Excellent
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Rates & Fees
Annual Fee
$79
Purchase APR
20.24% - 28.24%
Variable
Transfer APR
20.24% - 28.24%
Variable
Cash Advance APR
32.49%
Variable
Foreign Transaction Fee
None
Balance Transfer
$10
Cash Advance
$10
Late Payment
$39
Return Payment
$39
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Other cards from Bank of Montreal
20,000 Points
Worth $200
After you spend $3,000 on purchases on your new card in your first 3 months of card membership.
- 5%Streaming
- 1%Everywhere
Annual Fee
$0
Rec. Credit
Good
Annual Fee
$25
Rec. Credit
Rebuilding