Business Platinum

Get 35% points back after you use points for flights booked through Amex Travel with your selected qualifying airline, up to 1,000,000 points back per calendar year. Terms apply.

You can be reimbursed, the lesser of, your costs to repair or replace your damaged or Stolen cell phone up to $800 per claim with a limit of two (2) approved claims per 12-month period, subject to a $50 deductible per claim, when your prior month's wireless bill was paid utilizing an Eligible Card Account. Terms and conditions apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.

Can provide coverage for Damage to or Theft of a Rental Vehicle in a Covered Territory when You use Your Eligible Card to reserve and pay for an Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.

Purchase Protection is an embedded benefit of your Card Membership and requires no enrollment. It can help protect Covered Purchases made on your Eligible Card when they're accidentally damaged, stolen, or lost, for up to 90 days from the Covered Purchase date. Coverage Limits Apply. Please read important exclusions and restrictions to see if your item is eligible for coverage.

With Return Protection, you may return eligible purchases to American Express if the seller won't take them back up to 90 days from the date of purchase. American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express Card. Purchases must be made in the U.S. or its territories.

With Extended Warranty you can shop with less worry knowing the terms of the Original Manufacturer's Warranty can be extended up to one additional year. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions.

Receive Complimentary Guest Access for up to two guests per visit to The Centurion Lounge locations in the U.S. and select international locations after spending $75,000 in eligible purchases in a calendar year. Card Members who have not met the purchase threshold may bring guests at a rate of $50 USD per visit (or $30 USD for children aged 2 through 17). All guests must be traveling on the same flight as the Card Member. Please visit thecenturionlounge.com (the “Centurion Lounge Website”) to learn more about guest access policies for international locations of The Centurion Lounge.

The American Express Global Lounge Collection can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market. As of 01/2026

As a Business Platinum Card Member, you can receive Marriott Bonvoy Gold Elite Status without meeting any stay requirements. Enrollment required. Terms and limitations apply.

Arrive early, stay late. Enjoy your trip for longer with 12pm check-in and 4pm late check-out, both when available, when you book a minimum 2-night stay with The Hotel Collection through Amex Travel.

Global Dining Access by Resy gives you special access to sought-after participating U.S. Resy restaurants when you add your Business Platinum Card to your Resy profile. Access to exclusive reservations, premium dining experiences, Priority Notify, and more, all from Resy.com or the Resy app.

Look forward to rich travel experiences. Platinum Travel Consultants specialize in providing custom itineraries and tailored recommendations to help you make the most of your travels.

Your Business Platinum Card gets you special access to reservations on select nights in select cities at participating in demand Resy restaurants through Platinum Nights.

Learn how to access savings on select premium tickets booked through American Express Travel with participating airlines on designated international flights and on select economy tickets with limited participating airlines on designated domestic flights¹². Save more when you book, so you can spend more when you land. ¹Platinum Card and Centurion Members receive reduced fares compared to fares available for other American Express Card Members through Amex Travel. ²Ticket cabin classes may vary for domestic and international flights.