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  1. Credit Cards
  2. Citi® / AAdvantage® Platinum Select®
Citi

Citi® / AAdvantage® Platinum Select®

The Citi / AAdvantage Platinum Select is built for regular American Airlines travelers looking to save money on fees and earn extra miles without paying a steep annual fee. It balances domestic flight perks with elevated rewards on everyday categories like dining and gas stations.

Welcome Offer
50,000 Miles
Annual Fee
$99
Rec. Credit Score
Excellent
Good For
American Airlines Travelers
How to ApplyEstimate your value
Citi® / AAdvantage® Platinum Select®

All information about Citi® / AAdvantage® Platinum Select® has been collected independently by MaxRewards. Citi® / AAdvantage® Platinum Select® is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Citi® / AAdvantage® Platinum Select® worth it?

This card is great for...

Domestic American Airlines travel

Checked bag fee savings

Everyday gas and dining purchases

Taking just one or two domestic flights per year with American Airlines easily justifies the $99 annual fee. Because standard checked bags cost $35 or more each way, a single round trip for two people saves enough in baggage fees to cover the fee entirely. Preferred boarding and zero foreign transaction fees add extra convenience whenever you travel.

While 2x miles on gas, dining, and American Airlines purchases helps grow your AAdvantage balance, those looking for premium perks like Admirals Club lounge access or general travel flexible points may want to look elsewhere. For core American Airlines flyers who want straightforward savings and perks, this card is a dependable pick.

MaxRewards

MaxRewards Verdict

This card provides excellent value for frequent or casual American Airlines flyers whose baggage savings easily offset the modest annual fee.

Welcome Offer

50,000 Miles

after you spend $2,500 on purchases on your new card in your first 3 months of card membership.

Est. Value

$700

Required Spend

$2,500

Time Frame

3 Months

Est. Value

$700

Required Spend

$2,500

Time Frame

3 Months

Earning

Rewards

You earn AAdvantage miles directly on every dollar spent, with double miles on American Airlines purchases along with everyday categories like gas and dining.

CategoryRate

American Air

2.8%

Dining

2.8%

Gas

2.8%

Everywhere

1.4%

Rewards percent based on a valuation of 1.4¢ per AAdvantage mile

Benefits

More Benefits

First checked bag free on domestic American Airlines itineraries

Your first checked bag is free on domestic American Airlines itineraries for you and up to 4 companions traveling with you on the same reservation.


American Airlines flight discount

Receive a $125 American Airlines flight discount after spending $20,000 or more in purchases during your cardmembership year and renewing your card.

Eligibility

Recommended Minimum Credit

Min: Excellent
Poor
Fair
Good
Excellent

Excellent credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing

Rates & Fees

Annual Fee

$99

Purchase APR

19.74% - 29.74%

Variable

Transfer APR

19.74% - 29.74%

Variable

Cash Advance APR

29.99%

Variable

Foreign Transaction Fee

None

Balance Transfer

$5 or 5%

Cash Advance

$10 or 5%

Late Payment

$41

Return Payment

$41

For rates and fees of Citi® / AAdvantage® Platinum Select®, please visit the Citi website.

Table of Contents

Citi® / AAdvantage® Platinum Select®

Citi® / AAdvantage® Platinum Select®

How to Apply

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Recognition

Featured in

  • #5Best Airline Credit CardsView list
  • #13Best Travel Credit CardsView list

Other cards from Citi

See all 37 cards
Citi Strata Elite®Citi Strata Elite®

75,000 Points

Worth $1,125

After you spend $6,000 on purchases on your new card in your first 3 months of card membership.

  • 5.6%18%Car Rental (cititravel.com)
  • 5.6%18%Entertainment (cititravel.com)
  • 5.6%18%Hotel (cititravel.com)

Annual Fee

$595

Rec. Credit

Excellent

View card details
Citi® / AAdvantage® ExecutiveCiti® / AAdvantage® Executive

80,000 Miles

Worth $1,120

After you spend $8,000 on purchases on your new card in your first 3 months of card membership.

  • 5.6%14%Car Rental (aa.com/cars)
  • 5.6%14%Hotel (aa.com/hotels)
  • 5.6%5.6%American Air

Annual Fee

$695

Rec. Credit

Excellent

View card details
Citi® / AAdvantage Business™Citi® / AAdvantage Business™

75,000 Miles

Worth $1,050

After you spend $5,000 on purchases on your new card in your first 5 months of card membership.

  • 5.6%2.8%American Air
  • 5.6%2.8%Car Rental
  • 5.6%2.8%Gas

Annual Fee

$99

Rec. Credit

Excellent

View card details