Citizens Clear Value® Mastercard®

The Citizens Clear Value® Mastercard® is built for applicants who are focused on getting approved while rebuilding credit, not for earning rewards or travel perks. It works best as a basic credit-building card for small, regular purchases that you can pay off on time each month.

Annual Fee

Rec. Credit Score

Rebuilding

Good For

Credit rebuilding

How to Apply

All information about Citizens Clear Value® Mastercard® has been collected independently by MaxRewards. Citizens Clear Value® Mastercard® is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Citizens Clear Value® Mastercard® worth it?

This card is great for...

Building payment history

Starter everyday purchases

No annual fee account

This card makes sense if your main goal is reestablishing credit with a no-annual-fee Mastercard and you are not choosing it for rewards. For that job, a simple account you can keep open, use lightly, and pay reliably can still be valuable.

It is not a strong fit for readers comparing cash back or points cards. There are no bonus categories, no listed ongoing rewards, and no listed benefits to offset that. If you can qualify for a card with even modest cash back, you will likely get more day-to-day value elsewhere. This card is worth it as a rebuilding tool, not as a long-term rewards card.

MaxRewards Verdict

A reasonable option for rebuilding credit if approval is your top priority and you want to avoid an annual fee. Its appeal is very narrow, since it offers little beyond the chance to establish or repair your credit profile.

Welcome Offer

50,000 None

after you spend $3,000 on purchases on your new card in your first 3 months of card membership.

Est. Value

Required Spend

$3,000

Time Frame

3 Months

Est. Value

Required Spend

$3,000

Time Frame

3 Months

Eligibility

Recommended Minimum Credit

Min: Poor

Poor

Fair

Good

Excellent

Poor credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

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