Coinbase One

This card is worth a look if your main goal is uncomplicated rewards on all purchases. A flat 2% back everywhere is easy to understand and easy to use, and the $50 annual fee is modest by card standards. If you plan to put enough spending on the card, that steady earn rate can still make sense.

The tradeoff is that there is not much else here. There is no welcome bonus listed, no added benefits, and no obvious built-in value beyond the ongoing cash back rate. For readers who want travel protections, statement credits, or stronger rewards in specific categories, this will likely feel too bare-bones. It fits best for someone who wants a simple paid 2% card and is comfortable judging it almost entirely on that basis.