Costco Anywhere Visa®

Built for Costco members who spend heavily on gas, dining, and travel, the Costco Anywhere Visa® is strongest as a no-annual-fee cash-back card that also fits naturally into regular Costco shopping. It works better as an everyday card for households that already buy their gas at Costco or spend enough in its bonus categories to make the annual cash-back certificate worthwhile.

Annual Fee

Rec. Credit Score

Excellent

Good For

Costco-member households

How to Apply Estimate your value

All information about Costco Anywhere Visa® has been collected independently by MaxRewards. Costco Anywhere Visa® is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Costco Anywhere Visa® worth it?

This card is great for...

Costco gas purchases

Dining and travel spending

No foreign transaction fee use abroad

Yes, for the right Costco member. This card makes the most sense if you regularly fill up at Costco or spend a lot on gas elsewhere, and you also put meaningful dining or travel purchases on the card. For a $0 annual fee, the 4% on gas, 5% at Costco gas, 3% on dining and travel, and 2% at Costco can add up nicely for a household that already shops there often.

It is a weaker fit if you want simple, flexible cash back or strong value outside the bonus categories. The biggest tradeoff is redemption: rewards are paid annually as a Costco certificate rather than as ongoing statement credits or bank deposits throughout the year. If you are not a regular Costco shopper, or you prefer easier access to your rewards, a different cash-back card will likely feel more useful day to day.

MaxRewards Verdict

The Costco Anywhere Visa® is a solid fit for loyal Costco members who spend a lot on gas and can also use the dining and travel categories. If Costco is only an occasional stop for you, the delayed certificate-style redemption makes this card harder to recommend as your main cash-back card.

Earning

Rewards

This card earns cash back, with its strongest value tied to gas, dining, travel, and Costco purchases. The headline rates are attractive, but the card works best when those categories line up with your regular spending, not just occasional warehouse runs.

CategoryRate

Costco Gas

Up to $7,000 spend per year

Gas

Up to $7,000 spend per year

Airline

Car Rental

Cruise

Dining

Hotel

Costco

Everywhere

Benefits

More Benefits

Damage & Theft Purchase Protection

Damage & Theft Purchase Protection may cover you for repairs or reimbursement if purchases made with your Citi card are damaged or stolen within 120 days (90 days for New York residents) of purchase or delivery of the item.

Travel & emergency assistance

If you need assistance before or during a trip, services are available 24/7 for emergency travel arrangements, travel issues and much more. Referrals or assistance is at no cost, but you will pay for the services you use.

Worldwide Car Rental Insurance

You may be covered against theft or damage to a rental car when you pay for your rental with your Citi card and decline the rental company’s collision loss/damage insurance.

Roadside assistance dispatch service

If you have car trouble in the United States, Puerto Rico and the U.S. Virgin Islands, we’ll send help directly to your location. You are responsible for the costs of any services provided.

Eligibility

Recommended Minimum Credit

Min: Excellent

Poor

Fair

Good

Excellent

Excellent credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing