Costco Anywhere Visa® Business

The Costco Anywhere Visa® Business is built for business owners who already shop at Costco and spend heavily on gas, dining, and occasional travel. It works best as a no-annual-fee business card with a few standout bonus categories, not as a one-card solution for all business spending.

Annual Fee

Rec. Credit Score

Excellent

Good For

Costco business shoppers

How to Apply Estimate your value

All information about Costco Anywhere Visa® Business has been collected independently by MaxRewards. Costco Anywhere Visa® Business is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Costco Anywhere Visa® Business worth it?

This card is great for...

Gas-heavy business driving

Costco warehouse spending

Dining and travel purchases

This card is worth a look if your business already has a Costco membership, buys fuel regularly, and makes enough restaurant or travel purchases to benefit from the elevated cash back. The lack of an annual fee helps, and no foreign transaction fee is a nice addition for a business card in this tier.

The tradeoff is that its value is concentrated in a handful of categories. The 2% back at Costco is useful, but the 1% rate on most other spending limits its appeal as an everyday business card. If your business has large general expenses outside gas, Costco, dining, and travel, you will likely want another card for non-bonus purchases.

MaxRewards Verdict

A strong fit for Costco-loyal businesses that spend a lot on gas and pick up solid value from dining and travel purchases. For broader day-to-day business spending, the 1% base rate leaves it better as a category card than a primary one.

Earning

Rewards

This card earns cash back, so the main question is whether your business spending lines up with its bonus categories. The strongest returns are on gas, dining, and travel, while Costco purchases get a modest bump and everything else falls back to 1%.

CategoryRate

Costco Gas

Up to $7,000 spend per year

Gas

Up to $7,000 spend per year

Airline

Car Rental

Cruise

Dining

Hotel

Costco

Everywhere

Benefits

Insurance

Damage & Theft Purchase Protection

Damage & Theft Purchase Protection may cover you for repairs or reimbursement if purchases made with your Citi card are damaged or stolen within 120 days (90 days for New York residents) of purchase or delivery of the item.

Travel & emergency assistance

If you need assistance before or during a trip, services are available 24/7 for emergency travel arrangements, travel issues and much more. Referrals or assistance is at no cost, but you will pay for the services you use.

Worldwide Car Rental Insurance

You may be covered against theft or damage to a rental car when you pay for your rental with your Citi card and decline the rental company’s collision loss/damage insurance.

Roadside assistance dispatch service

If you have car trouble in the United States, Puerto Rico and the U.S. Virgin Islands, we’ll send help directly to your location. You are responsible for the costs of any services provided.

Benefits

Status & Access

Accessible reporting

Features designed to help with bookkeeping and tax preparation help you stay focused on your daily business.

Benefits

Other

Purchasing power

The credit you need to help you achieve tomorrow's goals for growth.

Easy bookkeeping

Organize your finances by keeping business expenses separate from personal expenses.

Eligibility

Recommended Minimum Credit

Min: Excellent

Poor

Fair

Good

Excellent

Excellent credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing