Costco Anywhere Visa® Business Review: Benefits | MaxRewards

Costco Anywhere Visa® Business

Built for Costco members who also run business spending through one card, the Costco Anywhere Visa® Business is strongest for gas, travel, and restaurant purchases rather than general everyday use. It works best as a no-annual-fee supplement for businesses that already shop at Costco and want straightforward cash back.

Annual Fee

Rec. Credit Score

Excellent

Good For

Costco business spenders

How to Apply Estimate your value

All information about Costco Anywhere Visa® Business has been collected independently by MaxRewards. Costco Anywhere Visa® Business is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Costco Anywhere Visa® Business worth it?

This card is great for...

Gas purchases

Travel and dining spend

Costco warehouse purchases

This card is worth a look if your business already shops at Costco regularly and spends heavily on gas. The standout value is the elevated gas earning, including 5% at Costco gas and 4% at other eligible gas purchases, both capped at $7,000 per year in combined gas spending, plus 3% back on travel and dining. For a card with no annual fee, that can be a solid return for a business that naturally spends in those categories.

It is less compelling as your main business card. Costco purchases only earn 2%, and everything else earns 1%, so businesses with broad non-bonus spending will usually want a stronger everyday card alongside it. The lack of a welcome bonus also limits its appeal if you are comparing it with other business cards from scratch.

MaxRewards Verdict

A good fit for Costco members with meaningful gas, dining, and travel spend, especially if they want simple cash back with no annual fee. It is less useful as a primary business card because Costco only earns 2% and non-bonus purchases fall to 1%.

Earning

Rewards

This card keeps the rewards structure simple: strong cash back in a few business-friendly categories, then a basic 1% on everything else. The real question is whether your spending lines up with gas, travel, dining, and Costco enough to make it worth a slot in your wallet.

CategoryRate

Costco Gas

Up to $7,000 spend per year

Gas

Up to $7,000 spend per year

Airline

Car Rental

Cruise

Dining

Hotel

Costco

Everywhere

Benefits

Insurance

Damage & Theft Purchase Protection

Damage & Theft Purchase Protection may cover you for repairs or reimbursement if purchases made with your Citi card are damaged or stolen within 120 days (90 days for New York residents) of purchase or delivery of the item.

Travel & emergency assistance

If you need assistance before or during a trip, services are available 24/7 for emergency travel arrangements, travel issues and much more. Referrals or assistance is at no cost, but you will pay for the services you use.

Worldwide Car Rental Insurance

You may be covered against theft or damage to a rental car when you pay for your rental with your Citi card and decline the rental company’s collision loss/damage insurance.

Roadside assistance dispatch service

If you have car trouble in the United States, Puerto Rico and the U.S. Virgin Islands, we’ll send help directly to your location. You are responsible for the costs of any services provided.

Benefits

Status & Access

Accessible reporting

Features designed to help with bookkeeping and tax preparation help you stay focused on your daily business.

Benefits

Other

Purchasing power

The credit you need to help you achieve tomorrow's goals for growth.

Easy bookkeeping

Organize your finances by keeping business expenses separate from personal expenses.

Eligibility

Recommended Minimum Credit

Min: Excellent

Poor

Fair

Good

Excellent

Excellent credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

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