Crypto.com Prime Debit

For the right user, this card is easy to like: there is no annual fee, the headline earn rate is unusually high, and the Netflix and Spotify rewards can add a little extra value on subscriptions many people already pay for. If you actively want to accumulate CRO and are comfortable with that rewards currency, the card stands out as a way to earn on everyday purchases without paying a fee.

That said, this is not a broad, one-size-fits-most recommendation. The main tradeoff is that your rewards come in CRO, so the real value depends on your willingness to hold and use a crypto-linked rewards balance instead of straightforward cash back. If you want stable, simple rewards with no crypto exposure, most readers will likely be better served by a standard cash back card.