50,000 Points
Worth $500
After you spend $3,000 on purchases on your new card in your first 3 months of card membership.
- 3%Travel
- 2%Everywhere
Annual Fee
$95
Rec. Credit
Good

All information about Eagle Adapt™ has been collected independently by MaxRewards. Eagle Adapt™ is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Welcome Offer
after you spend $1,000 on purchases on your new card in your first 3 months of card membership.
Est. Value
$200
Required Spend
$1,000
Time Frame
3 Months
Est. Value
$200
Required Spend
$1,000
Time Frame
3 Months
Earning
Grocery
Jul 1 – Sep 30 · Up to $3,000 in spend
Everywhere
Benefits
Travel Accident Insurance
When you purchase your travel ticket with your USAA Bank credit card, you’re eligible to receive coverage for loss of life or limb. This coverage applies to air travel, ferry, cruise ship, train or bus transportation.
Extended Warranty Protection
This extends the time period of the U.S. manufacturer’s warranty, up to an additional year, on items purchased with your USAA Bank credit card.
Auto Rental Collision Damage Waiver
Get built-in car rental coverage worldwide on rentals up to 31 days when you reserve and pay for your rental car with your USAA Bank credit card. To be eligible, decline the collision damage waiver coverage offered by the rental agency. In your country of residence, this coverage is secondary to any other insurance or coverage available to you.
Baggage Delay Reimbursement
If your checked baggage is delayed, you can be reimbursed up to $100 a day, for up to 3 days. Get the essentials you need like clothing and toiletries while waiting for your bags to arrive. To be eligible, pay for your passenger fare with your USAA Bank credit card and report delayed baggage to your common carrier and begin their claim process.
Travel and Emergency Assistance Services
If you get sick or have an emergency while traveling or working anywhere in the world, call the benefits center for help, 24/7. Get medical and legal referrals, prescription assistance and more.
Benefits
Purchase Security
This protects your new purchases against theft or damage for 90 days after you buy them with a USAA Bank credit card or with USAA Rewards. It can replace, repair or reimburse you up to $1,000 per claim and up to $10,000 per cardholder.
Trip Cancellation and Interruption
You’re covered for up to $1,500 per covered person, for non-refundable prepaid passenger fare, when your travel is interrupted or canceled. This coverage is available when you buy your ticket with your USAA Bank credit card.
Eligibility
Good credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Annual Fee
$0
Purchase APR
15.40% - 27.40%
Variable
Transfer APR
15.40% - 27.40%
Variable
Cash Advance APR
27.40%
Variable
Foreign Transaction Fee
None
Balance Transfer
$0.05
Cash Advance
$0.05
Late Payment
$35
Return Payment
$35
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
50,000 Points
Worth $500
After you spend $3,000 on purchases on your new card in your first 3 months of card membership.
Annual Fee
$95
Rec. Credit
Good
$200
After you spend $1,000 on purchases on your new card in your first 3 months of card membership.
Annual Fee
$0
Rec. Credit
Good
$200
After you spend $1,000 on purchases on your new card in your first 3 months of card membership.
Annual Fee
$0
Rec. Credit
Good