$200
After you spend $1,000 on purchases on your new card in your first 3 months of card membership.
- 1%Everywhere
Annual Fee
$0
Rec. Credit
Good
Elements Financial
Elements Financial Butler University Rewards Visa
This card is built for Butler University supporters who want a simple no-annual-fee card and do not care about chasing bonus categories. It works best as a straightforward everyday cash-back card for light to moderate spending, especially if you value the school-branded angle more than maximizing rewards.
Welcome Offer
$200
Annual Fee
$0
Rec. Credit Score
Good
Good For
Butler University supporters
All information about Elements Financial Butler University Rewards Visa has been collected independently by MaxRewards. Elements Financial Butler University Rewards Visa is no longer available through MaxRewards.
Is the Elements Financial Butler University Rewards Visa worth it?
This card is great for...
School-branded everyday spending
No-annual-fee cash back
Simple one-card use
If you want a low-maintenance card with no annual fee, the Elements Financial Butler University Rewards Visa is easy to understand: you earn 1% cash back on purchases and get a modest welcome offer after a manageable spending requirement. For someone who mainly wants a Butler-themed card from a credit union and prefers simplicity over optimization, that may be enough.
For most readers focused on value, this card is hard to recommend as a primary rewards card. A flat 1% return is below what many no-annual-fee cash-back cards offer, and there are no listed ongoing benefits to make up the difference. It makes the most sense if the Butler connection is the main reason you want it. If your goal is stronger long-term rewards, you will likely do better elsewhere.
MaxRewards Verdict
This card fits Butler University loyalists who want a simple, no-fee card and are happy with basic cash back. If you are choosing purely on rewards, the 1% earning rate leaves too much value on the table.
Welcome Offer
$200 after you spend $1,000 on purchases on your new card in your first 3 months of card membership.
Est. Value
$200
Required Spend
$1,000
Time Frame
3 Months
Est. Value
$200
Required Spend
$1,000
Time Frame
3 Months
What's your average monthly spend?
You should easily hit the bonus threshold with this spend!
Rewards
The rewards setup here is as simple as it gets: 1% cash back on purchases. That makes it easy to use, but it also means there are no higher-earning categories to lift your return on common expenses.
CategoryEst. yearly spendRateRewards
Everywhere
Est. yearly spend
Rate1%
Rewards$0$0
Est. Annual Rewards
Recommended Minimum Credit
Min: Good
Poor
Fair
Good
Excellent
Good credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Rates & Fees
Annual Fee
$0
Foreign Transaction Fee
None
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Other cards from Elements Financial
$200
After you spend $1,000 on purchases on your new card in your first 3 months of card membership.
- 1.5%Everywhere
Annual Fee
$0
Rec. Credit
Good
$200
After you spend $1,000 on purchases on your new card in your first 3 months of card membership.
- 1.5%Everywhere
Annual Fee
$0
Rec. Credit
Good