Fidelity® Rewards Visa Signature®

As a Visa Signature Cardmember you, your spouse and unmarried dependent child(ren)* will be automatically insured against accidental loss of life, limb, sight, speech, or hearing while riding as a passenger in, entering, or exiting any licensed Common Carrier, provided the entire cost of the passenger fare(s), less redeemable certificates, vouchers, or coupons, has been charged to your Visa Signature Card. If the entire cost of the passenger fare has been charged to your Visa Signature Card prior to departure for the airport, terminal, or station, coverage is also provided for Common Carrier travel (including taxi, bus, train, or airport limousine, but not including courtesy transportation provided without a specific charge), immediately, a) preceding your departure, directly to the airport, terminal, or station, b) while at the airport, terminal, or station, and c) immediately following your arrival at the airport, terminal, or station of your destination. If the entire cost of the passenger fare has not been charged prior to your arrival at the airport, terminal, or station, coverage begins at the time the entire cost of the travel passenger fare is charged to your Visa Signature Card. Common Carrier means by land, water, or air conveyance operated by those whose occupation or business is the transportation of persons without discrimination and for hire.

The Auto Rental Collision Damage Waiver benefit provides reimbursement for damages caused by theft or collision up to seventy-five thousand ($75,000.00) dollars. The Auto Rental Collision Damage Waiver is secondary coverage, which means it supplements, and applies in excess of, any valid and collectible insurance or reimbursement from any source. The Auto Rental Collision Damage Waiver covers theft, damage, valid loss-of-use charges imposed and substantiated by the auto rental company, administrative fees, and reasonable and customary towing charges (due to a covered theft or damage) to the nearest qualified repair facility. The Auto Rental Collision Damage Waiver covers no other type of loss. For example, in the event of a collision involving Your Rental Vehicle, damage to any other driver's car, the injury of anyone, or damage to anything is not covered. Rental periods up to thirty-one (31) consecutive days are covered.

Purchase Security protects new retail purchases made with Your eligible Account and/or rewards programs associated with Your covered Account within the first ninety (90) days from the date of purchase. To be eligible for this coverage, you need to purchase either a portion or the entire cost of the item using Your Account and/or rewards program associated with Your covered Account. At the Benefit Administrator's discretion, this benefit replaces, repairs, or reimburses You, up to the total purchase price of Your item for a maximum of five hundred dollars ($500.00) per claim and fifty thousand dollars ($50,000.00), per cardholder, in the event of theft, damage due to fire, vandalism, or accidentally discharged water or certain weather conditions.

Lost Luggage Reimbursement is here to help. With Lost Luggage Reimbursement, You can be reimbursed for the difference between the “value of the amount claimed” and the Common Carrier's payment up to $3,000.00 per Covered Trip (for New York residents, coverage is limited to two thousand dollars ($2,000.00) per bag), provided the Checked Luggage and/or Carry-on Baggage and/or its contents was lost due to theft or misdirection by the Common Carrier. “Value of the amount claimed” is the lesser of the following three amounts: the original purchase price of the item(s), the actual cash value of the item(s) at the time of theft or misdirection (with appropriate deduction for depreciation), and the cost to replace the item(s).