50,000 Points
Worth $500
After you spend $1,000 on purchases on your new card in your first 3 months of card membership.
- 20%Best Western
- 2%Everywhere
Annual Fee
$0
Rec. Credit
Excellent
First National Bank
FordPass Rewards™ Visa®
This card is built for Ford drivers who regularly spend at Ford dealerships or on Ford service and want a no-annual-fee way to earn extra value on those purchases. For most people, it works better as a specialist card for Ford-related spending, with a few useful bonus categories like gas and dining, rather than as your main everyday card.
Welcome Offer
$100
Annual Fee
$0
Rec. Credit Score
Good
Good For
Ford owners
All information about FordPass Rewards™ Visa® has been collected independently by MaxRewards. FordPass Rewards™ Visa® is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Is the FordPass Rewards™ Visa® worth it?
This card is great for...
Ford service and parts
Gas and road spending
No-fee dealership rewards
If you own a Ford and expect to spend meaningfully on maintenance, parts, accessories, or other Ford purchases, this card is easy to justify. The $0 annual fee means there is little downside to keeping it for 5% back at Ford, and the 3% categories on gas, dining, parking, and tolls add some everyday usefulness.
It is a much weaker fit if you are not tied to the Ford ecosystem. Outside of Ford purchases, the rewards are solid but not hard to replace, and the 1% base rate is not strong enough for general spending. This is a practical card for Ford loyalists, not a broad cash-back card for everyone.
MaxRewards Verdict
A sensible pick for Ford owners who want to earn more on dealership purchases and routine driving costs without paying an annual fee. If Ford spending is only occasional, most readers will get more value from a simpler cash-back card with stronger all-around earnings.
Welcome Offer
$100
after you spend $3,000 on purchases on your new card in your first 3 months of card membership.
Est. Value
$100
Required Spend
$3,000
Time Frame
3 Months
Est. Value
$100
Required Spend
$3,000
Time Frame
3 Months
Earning
Rewards
The rewards setup is straightforward cash back, with the real value centered on Ford purchases and a handful of driving and dining categories. Think of this card as most useful when it lines up with your car-related spending, not as a one-card solution for everything.
CategoryRate
Ford
5%
Dining
3%
Gas
3%
Parking
3%
Toll
3%
Everywhere
1%
Eligibility
Recommended Minimum Credit
Min: Good
Poor
Fair
Good
Excellent
Good credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Rates & Fees
Annual Fee
$0
Foreign Transaction Fee
None
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Other cards from First National Bank
See all 19 cards
25,000 Points
Worth $250
After you spend $2,500 on purchases on your new card in your first 3 months of card membership.
- 3%Travel
- 1.5%Everywhere
Annual Fee
$0
Rec. Credit
Excellent
20,000 Points
Worth $200
After you spend $1,000 on purchases on your new card in your first 3 months of card membership.
- 3%Amtrak
- 2%Dining
- 2%Travel
Annual Fee
$99
Rec. Credit
Excellent