Our Take
The MCU Platinum VISA® is an ideal credit card for those looking for financial freedom and rewards tailored to their needs. Issued by Municipal Credit Union, this card comes with an impressively low introductory APR of just 1.99% for the first 12 months, which is decided based on your creditworthiness. After the introductory period, the APR will range from 14.65% to 17.65%, providing clarity and predictability for your payments.
One of the standout features of the MCU Platinum VISA® is that it comes with no annual fee, allowing you to focus on your financial goals rather than worrying about extra charges. In addition to this, there are no penalty rates should you face financial hardships, emphasizing MCU’s commitment to member success.
Managing the MCU Platinum VISA® is made easy thanks to robust online banking services and a mobile app that lets you access your accounts from anywhere. Furthermore, the card is equipped with EMV chip technology that strengthens security against fraud, ensuring peace of mind while making purchases.
MCU's dedication to customer service is evident with the added benefits of VISA® Purchase Alerts, which notify you through text or email whenever there’s activity on your card, keeping you updated about your spending instantly.
Additionally, membership in MCU accounts for much more than just having a credit card; it connects you to a variety of valuable financial resources aimed at helping you meet both short-term and long-term goals. Take control of your finances today with the MCU Platinum VISA®.
Intro Offer
Bonus History
The MCU Platinum VISA® currently offers a promotional incentive that makes it an attractive option for new cardholders. With no historical bonuses noted for the past six months, this card presents a straightforward opportunity to enjoy low-APR benefits without the complexities that sometimes come with tiered bonus structures.
Recommended Credit
Disclaimer: Having the recommended credit does not guarantee you will get approved, and not having the recommended credit does not imply you will absolutely not get approved. Learn how credit scores affect approval rates.