20,000 Points
Worth $200
After you spend $3,000 on purchases on your new card in your first 3 months of card membership.
- 2%Electronics
- 2%Gas
- 2%Grocery
Annual Fee
$0
Rec. Credit
Good
First Tech Federal Credit Union
Odyssey Rewards™ World Elite Mastercard®
The Odyssey Rewards World Elite Mastercard is built for cardholders who want a straightforward travel rewards card without stepping up to a high annual fee. Its strongest use is for someone who spends regularly on travel and some dining, then redeems points at a simple 1 cent each rather than chasing complicated transfer partners or premium perks.
Welcome Offer
30,000 Points
Annual Fee
$75
Rec. Credit Score
Excellent
Good For
Simple travel spenders
All information about Odyssey Rewards™ World Elite Mastercard® has been collected independently by MaxRewards. Odyssey Rewards™ World Elite Mastercard® is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Is the Odyssey Rewards™ World Elite Mastercard® worth it?
This card is great for...
Travel purchases
Dining out
Low-fee points earning
This card is worth a look if you want uncomplicated rewards on travel, a modest annual fee, and points that are easy to value at 1 cent each. The welcome bonus is solid for the fee level, and the 3x on travel gives it a clear lane for people who book flights, hotels, or other travel purchases with some regularity.
It is a weaker fit if you want premium card benefits, broad bonus categories, or strong rewards on everyday non-travel spending. With 1x on most purchases and no listed credits or travel perks to help offset the $75 annual fee, this card makes the most sense for someone who will actually use the travel category often enough to justify keeping it.
MaxRewards Verdict
The Odyssey Rewards card fits travelers who want simple points and a modest annual fee, not a premium perk package. If most of your spending happens outside travel and dining, the ongoing value is limited.
Welcome Offer
30,000 Points
after you spend $3,000 on purchases on your new card in your first 3 months of card membership.
Est. Value
$300
Required Spend
$3,000
Time Frame
3 Months
Est. Value
$300
Required Spend
$3,000
Time Frame
3 Months
Earning
Rewards
Rewards here are easy to understand: 3x points on travel, 2x on dining, and 1x everywhere else, with points valued at 1 cent each. That makes this card fairly easy to judge in cash terms, especially if travel is one of your biggest spending categories.
CategoryRate
Travel
3%
Dining
2%
Everywhere
1%
Rewards percent based on a valuation of 1¢ per First Tech point
Eligibility
Recommended Minimum Credit
Min: Excellent
Poor
Fair
Good
Excellent
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Rates & Fees
Annual Fee
$75
Foreign Transaction Fee
None
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Other cards from First Tech Federal Credit Union
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10,000 Points
Worth $100
After you spend $2,000 on purchases on your new card in your first 3 months of card membership.
- 1%Everywhere
Annual Fee
$0
Rec. Credit
Good
- 1%Everywhere
Annual Fee
$0
Rec. Credit
Rebuilding