- 5%Gas
- 4%Dining
- 4%Entertainment
Annual Fee
$0
Rec. Credit
Good
This card is built for cardholders who want strong everyday rewards without paying an annual fee. Its standout feature is a 2% base earn rate on everything, with even better returns on gas, dining, entertainment, and travel, so it works well as either a one-card setup or a no-fee rewards card for regular spending.

All information about Platinum VISA® Rewards has been collected independently by MaxRewards. Platinum VISA® Rewards is no longer available through MaxRewards.
Gas and commuting spend
Dining and entertainment purchases
One-card everyday spending
Yes, this card is worth a look if you want a simple no-annual-fee rewards card that still gives you more than the usual flat return. Earning 2x points on all purchases, with 5x on gas, 4x on dining and entertainment, and 3x on travel, gives it broad everyday appeal without asking you to juggle rotating categories or premium-card fees. Since CURewards points are valued here at 1 cent each, the earning structure is easy to understand in cash-value terms.
The tradeoff is that there are no listed extra benefits to help it stand out beyond rewards. If you want travel protections, lounge access, statement credits, or premium insurance coverage, this is not that kind of card. But for a reader focused mainly on spending rewards and low ongoing cost, the value proposition is straightforward and strong.

The Platinum VISA Rewards is a good fit for someone who wants above-average everyday rewards with no annual fee and no complicated strategy. Its main limitation is that nearly all of its value comes from points earnings, not added perks.
5,000 Points after you spend $1 on purchases on your new card in your first 1 months of card membership.
Est. Value
$50
Required Spend
$1
Time Frame
1 Month
Est. Value
$50
Required Spend
$1
Time Frame
1 Month
What's your average monthly spend?
You should easily hit the bonus threshold with this spend!
Rewards percent based on a valuation of 1¢ per CURewards point
This card keeps rewards simple: CURewards points are worth about 1 cent each here, so the earning rates translate cleanly into everyday value. The real appeal is that it pays solid rewards both in popular bonus categories and on purchases outside those categories.
Gas
Dining
Entertainment
Travel
Everywhere
Est. Annual Rewards
Good credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Annual Fee
$0
Foreign Transaction Fee
None
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Annual Fee
$0
Rec. Credit
Good
Annual Fee
$0
Rec. Credit
Good