100,000 Points
Worth $1,200
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
- 1.2%Everywhere
Annual Fee
$499
Rec. Credit
Excellent
Terms apply.
See rates & fees.This card is built for Princess Cruises loyalists who want a simple way to earn cruise rewards without paying an annual fee. It works more like a specialist card than an everyday one, with the most value coming from Princess purchases and very little reason to use it broadly outside that ecosystem.

All information about Princess Cruises® Rewards Visa® has been collected independently by MaxRewards. Princess Cruises® Rewards Visa® is no longer available through MaxRewards.
Princess cruise bookings
No-fee cruise rewards
International travel purchases
If you sail with Princess often enough to value onboard credit, fare discounts, or other cruise-related redemptions, this card can make sense as a no-annual-fee add-on. The lack of foreign transaction fees also fits naturally with travel spending before and during a trip, and the welcome bonus is easy to earn.
For most readers, though, this is not a strong everyday card. Earning 2x points on Princess and 1x everywhere else is straightforward, but the value is tied closely to Princess rewards, so the card is most useful if you already know you will keep cruising with the line. If you want flexible travel rewards or stronger returns on daily spending, a general travel or cash back card will usually be a better primary card.

A reasonable pick for frequent Princess cruisers who want simple, no-fee rewards tied to a brand they already use. Outside of Princess spending, the earning rate is too limited for this to be your main card.
10,000 Points after you spend $500 on purchases on your new card in your first 3 months of card membership.
Est. Value
$100
Required Spend
$500
Time Frame
3 Months
Est. Value
$100
Required Spend
$500
Time Frame
3 Months
What's your average monthly spend?
You should easily hit the bonus threshold with this spend!
Rewards percent based on a valuation of 1¢ per Princess point
The rewards setup is simple: you earn more on Princess purchases and a standard return everywhere else. That makes this card easy to understand, but its value depends on how often you book with Princess and how useful those points are to you.
Princess
Everywhere
Est. Annual Rewards
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Annual Fee
$0
Purchase APR
20.24% - 29.99%
Variable
Transfer APR
20.24% - 29.99%
Variable
Cash Advance APR
29.99%
Variable
Foreign Transaction Fee
None
Late Payment
$40
Return Payment
$40
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
100,000 Points
Worth $1,200
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
Annual Fee
$499
Rec. Credit
Excellent
Terms apply.
See rates & fees.100,000 Points
Worth $1,000
After you spend $5,000 on purchases on your new card in your first 5 months of card membership.
Annual Fee
$0
Rec. Credit
Excellent
Terms apply.
See rates & fees.80,000 Miles
Worth $800
After you spend $2,500 on purchases on your new card in your first 3 months of card membership.
Annual Fee
$99
Rec. Credit
Excellent
Terms apply.
See rates & fees.