$200
After you spend $1,000 on purchases on your new card in your first 3 months of card membership.
- 1.5%Everywhere
Annual Fee
$0
Rec. Credit
Good
Sallie Mae
Sallie Mae Ignite℠
The Sallie Mae Ignite℠ is built for cardholders who want a simple, no-annual-fee cash back card and do not need bonus categories or travel perks. It works best as a straightforward everyday spending card for someone who values simplicity more than a higher rewards rate.
Welcome Offer
$50
Annual Fee
$0
Rec. Credit Score
Good
Good For
Simple cash back
All information about Sallie Mae Ignite℠ has been collected independently by MaxRewards. Sallie Mae Ignite℠ is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Is the Sallie Mae Ignite℠ worth it?
This card is great for...
Everyday purchases
No-fee card setup
Low-maintenance cash back
This card is worth considering if your main goal is keeping things simple. You get flat 1% cash back on purchases, a small welcome bonus, and no annual fee, so there is little downside to carrying it if you want a basic card that is easy to use.
For most readers, though, the long-term value is limited. A flat 1% return is below what many no-annual-fee cards now offer, and this card does not list extra benefits that could make up the difference. It fits best for someone who prefers a very basic cash back card from Sallie Mae, but if rewards are a priority, you will likely find stronger options elsewhere.
MaxRewards Verdict
This is a simple no-fee card for someone who wants uncomplicated cash back and nothing extra to manage. Its main limitation is that 1% back on everything is a modest return compared with many competing cards.
Welcome Offer
$50
after you spend $250 on purchases on your new card in your first 3 months of card membership.
Est. Value
$50
Required Spend
$250
Time Frame
3 Months
Est. Value
$50
Required Spend
$250
Time Frame
3 Months
Earning
Rewards
The rewards setup is as simple as it gets: 1% cash back on purchases with no bonus categories to track. That makes it easy to understand, but it also means your ongoing return depends entirely on whether you value simplicity over a higher earn rate.
CategoryRate
Everywhere
1%
Eligibility
Recommended Minimum Credit
Min: Good
Poor
Fair
Good
Excellent
Good credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Rates & Fees
Annual Fee
$0
Foreign Transaction Fee
None
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Other cards from Sallie Mae
$200
After you spend $1,000 on purchases on your new card in your first 3 months of card membership.
- 1.5%Everywhere
Annual Fee
$0
Rec. Credit
Good