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  1. Credit Cards
  2. Shell Performance Elite World Mastercard®
First Bank & Trust

Shell Performance Elite World Mastercard®

The Shell Performance Elite World Mastercard is built for drivers who regularly fill up at Shell stations and want reliable cash back across daily categories. With no annual fee and a generous 2% baseline rate, it functions smoothly as an all-in-one everyday card.

Welcome Offer
$50
Annual Fee
$0
Rec. Credit Score
Good
Good For
Shell drivers and everyday spenders
How to ApplyEstimate your value
Shell Performance Elite World Mastercard®

All information about Shell Performance Elite World Mastercard® has been collected independently by MaxRewards. Shell Performance Elite World Mastercard® is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Shell Performance Elite World Mastercard® worth it?

This card is great for...

Shell fuel purchases

Dining and grocery spending

Flat-rate everyday earning

For drivers who routinely visit Shell, this card delivers impressive value without charging an annual fee. Earning 4% back at Shell alongside 3% back on dining and groceries covers a significant portion of a typical household budget. The 2% earn rate on all other purchases is a standout feature for a co-branded card, ensuring you earn a strong return even on uncategorized spending.However, the top fuel rate is strictly limited to Shell, so drivers who buy gas wherever it is cheapest might find a general gas card more versatile. The card also carries a 3% foreign transaction fee, meaning it should stay in your wallet when traveling abroad. For domestic spenders loyal to the brand, the combination of rich daily categories and a high baseline rate makes it genuinely worthwhile.

MaxRewards

MaxRewards Verdict

This card is ideal for Shell regulars who want top-tier rewards on gas, dining, and grocery runs with a strong 2% base rate. Its main downside is that the highest fuel earnings are restricted to Shell stations.

Welcome Offer

$50

after you spend $500 on purchases on your new card in your first 2 months of card membership.

Est. Value

$50

Required Spend

$500

Time Frame

2 Months

Est. Value

$50

Required Spend

$500

Time Frame

2 Months

Earning

Rewards

This card earns cash back across daily essentials, anchored by elevated rates for brand loyalists and a strong baseline for everything else.

CategoryRate

Shell

4%

Dining

3%

Grocery

3%

Everywhere

2%

Eligibility

Recommended Minimum Credit

Min: Good
Poor
Fair
Good
Excellent

Good credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing

Rates & Fees

Annual Fee

$0

Purchase APR

20.99% - 35.99%

Variable

Cash Advance APR

36.00%

Variable

Foreign Transaction Fee

$0.03

Cash Advance

$10

Late Payment

$41

Return Payment

$25

Table of Contents

Shell Performance Elite World Mastercard®

Shell Performance Elite World Mastercard®

How to Apply

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.