- 3%Dining
- 2%Grocery
- 1%Everywhere
Annual Fee
$0
Rec. Credit
Good
SoFi
SoFi Essential
Annual Fee
$0
Rec. Credit Score
Rebuilding
All information about SoFi Essential has been collected independently by MaxRewards. SoFi Essential is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Eligibility
Recommended Minimum Credit
Min: Poor
Poor
Fair
Good
Excellent
Poor credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Rates & Fees
Annual Fee
$0
Foreign Transaction Fee
None
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Other cards from SoFi
- 5%Grocery
Annual Fee
$120
Rec. Credit
Excellent
- 2%Everywhere
Annual Fee
$0
Rec. Credit
Good