$100
After you spend $1,000 on purchases on your new card in your first 3 months of card membership.
- 1%Everywhere
Annual Fee
$0
Rec. Credit
Excellent
Fifth Third Bank
TRIO® Preferred
Built for everyday spending, the TRIO® Preferred fits cardholders who want straightforward cash back on common household categories without paying an annual fee. It works best as a simple primary card for dining, groceries, gas, and drugstore purchases rather than a specialized travel or premium perks card.
Welcome Offer
$350
Annual Fee
$0
Rec. Credit Score
Excellent
Good For
Everyday cash back
All information about TRIO® Preferred has been collected independently by MaxRewards. TRIO® Preferred is no longer available through MaxRewards.
Is the TRIO® Preferred worth it?
This card is great for...
Dining purchases
Groceries and gas
No-fee primary spending
Yes, if you want a no-annual-fee cash back card centered on regular day-to-day spending. The strongest value comes from the 3% back on dining, plus 2% back at grocery stores, gas stations, and drugstores, which covers a large share of many households' monthly budget.
This card makes less sense if you are looking for premium card benefits, travel perks, or elevated rewards across a wider range of categories. With no listed benefits beyond cash back, its appeal is mostly about earning solid returns on everyday purchases and keeping things simple.
MaxRewards Verdict
The TRIO® Preferred is a good fit for someone who wants uncomplicated cash back on common spending categories and does not want to pay an annual fee. Its main limitation is that there are no meaningful perks to lift its value beyond the rewards rates.
Welcome Offer
$350 after you spend $3,000 on purchases on your new card in your first 3 months of card membership.
Est. Value
$350
Required Spend
$3,000
Time Frame
3 Months
Est. Value
$350
Required Spend
$3,000
Time Frame
3 Months
What's your average monthly spend?
You should easily hit the bonus threshold with this spend!
Rewards
This card earns cash back, so the value is easy to understand: what you earn is what you get. The key question is how much of your monthly spending falls into dining, groceries, gas, and drugstores, since that is where the card does most of its work.
CategoryEst. yearly spendRateRewards
Dining
Est. yearly spend
Rate3%
Rewards$0$0
Drugstore
Est. yearly spend
Rate2%
Rewards$0$0
Gas
Est. yearly spend
Rate2%
Rewards$0$0
Grocery
Est. yearly spend
Rate2%
Rewards$0$0
Everywhere
Est. yearly spend
Rate1%
Rewards$0$0
Est. Annual Rewards
Recommended Minimum Credit
Min: Excellent
Poor
Fair
Good
Excellent
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Rates & Fees
Annual Fee
$0
Foreign Transaction Fee
None
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
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