75,000 Points
Worth $750
After you spend $6,000 on purchases on your new card in your first 3 months of card membership.
- 12%Car Rental (cititravel.com)
- 12%Entertainment (cititravel.com)
- 12%Hotel (cititravel.com)
Annual Fee
$595
Rec. Credit
Excellent
Citi
TSC
This card is built for regular Tractor Supply shoppers who want straightforward store rewards without paying an annual fee. It works best as a specialist card for farm, pet, home, and outdoor purchases at Tractor Supply, not as your main card for everyday spending elsewhere.
Annual Fee
$0
Rec. Credit Score
Excellent
Good For
Frequent Tractor Supply shoppers
All information about TSC has been collected independently by MaxRewards. TSC is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Is the TSC worth it?
This card is great for...
Tractor Supply purchases
Farm and pet supply spending
No-fee store rewards
If you spend consistently at Tractor Supply, this card is easy to justify. Earning 5% back in store rewards at Tractor Supply is strong for a no-annual-fee card, and the value proposition is simple if you already buy feed, fencing, tools, pet supplies, or seasonal items there on a regular basis.
For most other spending, though, this is not the card to lean on. The 1% back everywhere else is basic, and there are no listed side benefits to broaden its appeal. This is a good fit as a store card for loyal Tractor Supply customers, but most readers will want a separate everyday card for purchases outside that store.
MaxRewards Verdict
This card makes sense for shoppers who visit Tractor Supply often enough to make the 5% store earn rate matter. Outside that use case, it is a narrow card with little reason to stay in your wallet for general spending.
Earning
Rewards
The rewards setup here is simple: strong value at Tractor Supply, basic earnings everywhere else. Think of this as a store-specific card that pays off when a meaningful share of your spending happens with that retailer.
CategoryRate
Tractor Supply
5%
Everywhere
1%
Rewards percent based on a valuation of 1¢ per Tractor Supply point
Eligibility
Recommended Minimum Credit
Min: Excellent
Poor
Fair
Good
Excellent
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Rates & Fees
Annual Fee
$0
Foreign Transaction Fee
None
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
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75,000 Points
Worth $750
After you spend $5,000 on purchases on your new card in your first 5 months of card membership.
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Annual Fee
$99
Rec. Credit
Excellent
70,000 Points
Worth $700
After you spend $7,000 on purchases on your new card in your first 3 months of card membership.
- 10%Car Rental (aa.com/cars)
- 10%Hotel (aa.com/hotels)
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Annual Fee
$595
Rec. Credit
Excellent