80,000 Points
Worth $1,040
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
- 1.3%Everywhere
Annual Fee
$499
Rec. Credit
Excellent
Designed for small business owners who frequently fly with American Airlines, the AAdvantage Aviator World Elite Business Mastercard makes it easy to accumulate miles on routine company expenses. With a low $95 annual fee, it delivers useful travel conveniences like free checked bags alongside solid bonus categories.

All information about AAdvantage® Aviator® World Elite Business Mastercard® has been collected independently by MaxRewards. AAdvantage® Aviator® World Elite Business Mastercard® is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Free checked bags on American
Office and telecom spending
Annual mileage boost
The AAdvantage Aviator Business Mastercard easily justifies its $95 annual fee for business owners who travel with American Airlines even a few times a year. The first checked bag free benefit applies to the cardholder and up to four companions on domestic itineraries, which can save hundreds of dollars annually on routine trips. On top of that, earning double miles on telecom, office supply stores, car rentals, and American Airlines purchases lets regular operational expenses contribute directly toward future flights.
While high-volume spenders can unlock a $99 companion certificate after putting $30,000 on the card in a year, the main appeal remains its accessible pricing and immediate airline perks. If your company relies on multiple airlines or prefers transferable points over brand-specific miles, a broader business rewards card will be a better fit.

This card is an ideal pick for small business owners loyal to American Airlines who want effortless flight perks and double miles on core operating expenses.
Welcome Offer
after you spend $1 on purchases on your new card in your first 1 months of card membership.
Est. Value
$1,050
Required Spend
$1
Time Frame
1 Month
Est. Value
$1,050
Required Spend
$1
Time Frame
1 Month
Earning
You earn AAdvantage miles on all eligible business spending, with elevated rates on core expenses like office supplies, phone services, car rentals, and direct American Airlines purchases.
American Air
Car Rental
Office Supply
Telecommunication
Everywhere
Rewards percent based on a valuation of 1.4¢ per AAdvantage mile
Benefits
5% AAdvantage mileage bonus
Earned every year after your account anniversary date; you will earn a 5% AAdvantage mileage bonus on the total number of miles earned using your card.
Companion Certificate
good for 1 guest at $99, issued each year after your account anniversary if you spend $30,000 or more on eligible purchases (taxes and fees apply).
First checked bag free
for you and up to 4 companions on eligible bags when traveling on domestic itineraries operated by American Airlines.
Eligibility
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Annual Fee
$95
Purchase APR
21.24% - 30.24%
Variable
Transfer APR
21.24% - 30.24%
Variable
Cash Advance APR
30.49%
Variable
Foreign Transaction Fee
None
Late Payment
$19
Return Payment
$39
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
80,000 Points
Worth $1,040
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
Annual Fee
$499
Rec. Credit
Excellent
100,000 Points
Worth $1,000
After you spend $5,000 on purchases on your new card in your first 5 months of card membership.
Annual Fee
$0
Rec. Credit
Excellent
80,000 Miles
Worth $800
After you spend $2,500 on purchases on your new card in your first 3 months of card membership.
Annual Fee
$99
Rec. Credit
Excellent