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  1. Credit Cards
  2. Amazon Business Prime
American Express

Amazon Business Prime

Amazon Business Prime is built for businesses that buy regularly from Amazon and Whole Foods and want those purchases to earn strong rewards without paying an annual fee. It works best as a specialist card for Amazon-heavy spending, with a few useful bonus categories beyond that, rather than as your main card for everything.

Welcome Offer
12,500 Points
Annual Fee
$0
Rec. Credit Score
Excellent
Good For
Amazon-focused businesses
Amazon Business Prime

All information about Amazon Business Prime has been collected independently by MaxRewards. Amazon Business Prime is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Amazon Business Prime worth it?

This card is great for...

Frequent Amazon orders

Whole Foods spending

Gas and dining purchases

This card is worth it if Amazon is a meaningful part of your business spending. Earning 5% back at Amazon and Whole Foods with no annual fee is simple, high-value, and easy to use, and the 2% categories on dining, gas, and telecom add some everyday business utility around the edges. For a business that regularly places supply, equipment, or household office orders through Amazon, the card can quietly return real value.

It is less compelling if your spending is spread across many vendors or if you want flexible rewards for travel or cash back. Outside its core categories, the return is ordinary, so most businesses will get the most from this card by pairing it with a stronger general spending card rather than using it for every purchase.

MaxRewards

MaxRewards Verdict

A strong no-annual-fee pick for businesses that do a lot of their purchasing on Amazon. If Amazon is not one of your main vendors, its value drops off quickly outside the 5% category.

Welcome Offer

12,500 Points

after you spend $1 on purchases on your new card in your first 1 months of card membership.

Est. Value

$125

Required Spend

$1

Time Frame

1 Month

Est. Value

$125

Required Spend

$1

Time Frame

1 Month

Earning

Rewards

The rewards here are easy to read: the card is centered on Amazon and Whole Foods, where it does most of its work. The extra 2% categories help on common business expenses, but the real question is how much of your spending naturally flows through Amazon.

CategoryRate

Amazon

5%

Whole Foods

5%

Dining

2%

Gas

2%

Telecommunication

2%

Everywhere

1%

Rewards percent based on a valuation of 1¢ per Amazon point

Benefits

Insurance

Car Rental Loss and Damage Insurance

Can provide coverage for Damage to or Theft of a Rental Vehicle in a Covered Territory when You use Your Eligible Card to reserve and pay for an Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.


Purchase Protection

When something you buy breaks or is stolen, Purchase Protection can have you covered. Use your Eligible Card for Covered Purchases, and your Membership can help protect them for up to 90 days from the Covered Purchase date. Coverage Limits Apply. Please read important exclusions and restrictions.


Extended Warranty

With Extended Warranty you can shop with less worry knowing the terms of the Original Manufacturer’s Warranty can be extended up to one additional year. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions.


Baggage Insurance Plan

Can provide coverage for lost, damaged or stolen Baggage when traveling on a Common Carrier Vehicle (e.g. plane, train, ship, or bus) when the Entire Fare has been charged to your Eligible Card. Coverage limits apply. Please read important exclusions and restrictions.


Return Protection

With Return Protection, you may return eligible purchases to American Express if the seller won't take them back up to 90 days from the date of purchase. American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express Card. Purchases must be made in the U.S. or its territories.

Eligibility

Recommended Minimum Credit

Min: Excellent
Poor
Fair
Good
Excellent

Excellent credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing

Rates & Fees

Annual Fee

$0

Purchase APR

17.74% - 25.74%

Variable

Cash Advance APR

28.49%

Variable

Foreign Transaction Fee

None

For rates and fees of Amazon Business Prime, please visit the American Express website.

Table of Contents

Amazon Business Prime

Amazon Business Prime

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Other cards from American Express

See all 33 cards
The Business Platinum Card® from American ExpressThe Business Platinum Card® from American Express

You may be eligible for as high as 300,000 Membership Rewards® Points

Worth $3,000

After spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.

  • 5%5%Flights (amextravel.com), Prepaid Hotels (amextravel.com)
  • 5%2%U.S. Construction Material & Hardware Suppliers, Electronic Goods Retailers, Software & Cloud System Providers, Shipping Providers, Purchases Of $5,000+
  • 5%1%Other Eligible Purchases

Annual Fee

$895

Rec. Credit

Good

View card details

Terms Apply.

American Express® Business Gold CardAmerican Express® Business Gold Card

You may be eligible for as high as 200,000 Membership Rewards® Points

Worth $2,000

After spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.

  • 5%4%Top Two Eligible Categories
  • 5%3%Flights (AmexTravel.com or Amex Travel App), Prepaid Hotels (AmexTravel.com or Amex Travel App)
  • 5%1%Everywhere

Annual Fee

$375

Rec. Credit

Good

View card details

Terms Apply.

American Express Platinum Card®American Express Platinum Card®

You may be eligible for as high as 175,000 Membership Rewards® Points

Worth $1,750

After spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

  • 5%5%Flights (American Express Travel), Prepaid Hotels (American Express Travel)
  • 5%5%Flights (Directly From Airlines), Flights (American Express Travel)
  • 5%1%Other Eligible Purchases

Annual Fee

$895

Rec. Credit

Good

View card details

Terms Apply.