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  1. Credit Cards
  2. Amex EveryDay® Preferred
American Express

Amex EveryDay® Preferred

The Amex EveryDay® Preferred is tailored for domestic households looking to earn valuable Membership Rewards points on routine expenses like groceries and gas. It delivers strong value for frequent swipers who can consistently reach 30 monthly transactions to unlock a 50% point bonus.

Welcome Offer
15,000 Points
Annual Fee
$95
Rec. Credit Score
Excellent
Good For
Frequent domestic spenders
Estimate your value
Amex EveryDay® Preferred

All information about Amex EveryDay® Preferred has been collected independently by MaxRewards. Amex EveryDay® Preferred is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Amex EveryDay® Preferred worth it?

This card is great for...

US supermarket purchases

High monthly transaction volume

Earning flexible travel points

For consumers who naturally use a credit card multiple times a day, the Amex EveryDay Preferred easily justifies its $95 annual fee. Hitting the 30-transaction monthly threshold boosts your earnings to an effective 4.5 points per dollar at US supermarkets (up to $6,000 annually), 3 points per dollar at US gas stations, and 1.5 points per dollar on general purchases. These elevated rates make it a strong driver for routine household expenses.

However, if you do not reliably hit that 30-purchase mark every billing cycle, the unboosted earning rates are far less compelling compared to no-annual-fee options. The card also charges a 2.7% foreign transaction fee, so it is strictly meant for domestic spend. If your monthly habits naturally generate high swipe counts, this card offers an efficient path to accumulating Membership Rewards.

MaxRewards

MaxRewards Verdict

The Amex EveryDay Preferred is ideal for active domestic spenders who can easily hit 30 monthly purchases to unlock top-tier points earning, but it loses appeal for low-frequency swipers or international travelers.

Welcome Offer

15,000 Points

after you spend $2,000 on purchases on your new card in your first 6 months of card membership.

Est. Value

$225

Required Spend

$2,000

Time Frame

6 Months

Est. Value

$225

Required Spend

$2,000

Time Frame

6 Months

Earning

Rewards

You earn flexible American Express Membership Rewards points on every dollar, with bonus multipliers on groceries and gas that scale up when you hit a monthly usage target.

CategoryRate

Grocery

Up to $6,000 spend per year

4.5%

Gas

3%

Everywhere

1.5%

Rewards percent based on a valuation of 1.5¢ per Membership Rewards point

Annual Credits & Perks

Benefits

While primarily focused on point accumulation, the card includes essential American Express shopping protections and ticket presales that add everyday utility.

BenefitAnnual value
$250

Enrollment is required for select benefits.

Automatically track your credits with MaxRewards

Our app automatically tracks valuable credits so you don't miss any rewards.

Get the app
Amex EveryDay® PreferredVenue Collection
Autotracked
$0 of $250Every 12 months

Benefits

Insurance

Car Rental Loss and Damage Insurance

Car Rental Loss and Damage Insurance can provide coverage for Damage to or Theft of a Rental Vehicle in a Covered Territory when You use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter. Please read important exclusions and restrictions. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand.


Extended Warranty

When you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions.


Purchase Protection

Sometimes your favorite new purchase gets stolen or accidentally damaged. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date, subject to the Coverage Limits. Up to $1,000 per Covered Purchase, up to $50,000 per calendar year.


Premium Car Rental Protection Enrollment Required

Enroll your eligible Card today in Premium Car Rental Protection, and you can enjoy the flexibility of two different car rental insurance plans all while helping you save on rental vehicle protection costs. When enrolled, you can receive primary coverage for Damage to or Theft of a rental vehicle and Accidental Death or Dismemberment coverage every time you rent an eligible vehicle using your Enrolled Card. Terms apply.

Benefits

Status & Access

Amex Special Ticket Access

Card Members can access Amex Presale Tickets and Amex Reserved Tickets to select can’t-miss events and moments across sports, music, and more. Plus, Card Members can enjoy additional perks when attending select events. While supplies last, not all seats may be offered.

Benefits

Other

Earn 50% More Points

Use your Card 30 or more times on purchases in a billing period and earn 50% extra points on those purchases less returns and credits. Terms apply.

Eligibility

Recommended Minimum Credit

Min: Excellent
Poor
Fair
Good
Excellent

Excellent credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing

Rates & Fees

Annual Fee

$95

Purchase APR

17.74% - 27.74%

Variable

Transfer APR

17.74% - 27.74%

Variable

Cash Advance APR

29.99%

Variable

Foreign Transaction Fee

$0.027

Balance Transfer

$5

Cash Advance

$10

Late Payment

$40

Return Payment

$40

Table of Contents

Amex EveryDay® Preferred

Amex EveryDay® Preferred

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Other cards from American Express

See all 33 cards
The Business Platinum Card® from American ExpressThe Business Platinum Card® from American Express

You may be eligible for as high as 300,000 Membership Rewards® Points

Worth $4,500

After spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer. Learn more.

  • 7.5%7.5%Flights (amextravel.com), Prepaid Hotels (amextravel.com)
  • 7.5%3%U.S. Construction Material & Hardware Suppliers, Electronic Goods Retailers, Software & Cloud System Providers, Shipping Providers, Purchases Of $5,000+
  • 7.5%1.5%Other Eligible Purchases

Annual Fee

$895

Rec. Credit

Good

View card details

Terms Apply.

American Express® Business Gold CardAmerican Express® Business Gold Card

You may be eligible for as high as 200,000 Membership Rewards® Points

Worth $3,000

After spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.

  • 7.5%6%Top Two Eligible Categories
  • 7.5%4.5%Flights (AmexTravel.com or Amex Travel App), Prepaid Hotels (AmexTravel.com or Amex Travel App)
  • 7.5%1.5%Everywhere

Annual Fee

$375

Rec. Credit

Good

View card details

Terms Apply.

American Express Platinum Card®American Express Platinum Card®

You may be eligible for as high as 175,000 Membership Rewards® Points

Worth $2,625

After spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

  • 7.5%7.5%Flights (American Express Travel), Prepaid Hotels (American Express Travel)
  • 7.5%7.5%Flights (Directly From Airlines), Flights (American Express Travel)
  • 7.5%1.5%Other Eligible Purchases

Annual Fee

$895

Rec. Credit

Good

View card details

Terms Apply.