Amex EveryDay® Preferred

The Amex EveryDay® Preferred is built for cardholders who make lots of smaller purchases each month and want to earn Membership Rewards from everyday spending, especially groceries and gas. It works best as a domestic-use points card, not a travel card to take abroad, because the real upside depends on hitting its monthly purchase threshold and it charges a foreign transaction fee.

Welcome Offer

15,000 Points

Annual Fee

$95

Rec. Credit Score

Excellent

Good For

Frequent everyday spenders

Estimate your value

All information about Amex EveryDay® Preferred has been collected independently by MaxRewards. Amex EveryDay® Preferred is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Amex EveryDay® Preferred worth it?

This card is great for...

Supermarket spending

Gas station purchases

High monthly card swipes

This card is worth a look if you specifically want Membership Rewards points from regular household spending and you can reliably make 30 or more purchases in a billing period. That usage bonus is what makes the card interesting. Without it, the rewards are fairly ordinary for a $95 annual fee card. With it, grocery and gas earnings become much more compelling for someone who puts many day-to-day purchases on the card.

For most readers, the decision comes down to simplicity versus engagement. If you do not want to track a monthly purchase count, or if your spending is concentrated outside groceries and gas, this is a harder card to justify. The fee is modest, but the card asks for a specific pattern of use to earn its keep, and the foreign transaction fee makes it a poor fit for international travel.

MaxRewards Verdict

A strong fit for someone who wants Amex Membership Rewards from groceries, gas, and frequent everyday swipes. If you will not consistently hit 30 purchases a month, the value drops quickly and the card becomes much less distinctive.

Welcome Offer

15,000 Points

after you spend $2,000 on purchases on your new card in your first 6 months of card membership.

Est. Value

$150

Required Spend

$2,000

Time Frame

6 Months

Est. Value

$150

Required Spend

$2,000

Time Frame

6 Months

Earning

Rewards

The rewards story here is simple at first glance, then more conditional in practice. You earn Membership Rewards points on groceries, gas, and everything else, but the card's real value comes from the 50% points boost after 30 or more purchases in a billing period.

CategoryRate

Grocery

Up to $6,000 spend per year

Gas

Everywhere

Rewards percent based on a valuation of 1¢ per Membership Rewards point

Annual Credits & Perks

Benefits

This card is lighter on built-in fee-offsetting credits than many newer Amex cards, so rewards carry most of the value. The added event and venue perks may be useful if you already attend eligible concerts, games, or other live events.

BenefitAnnual value

$250

Enrollment is required for select benefits.

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Venue Collection

Autotracked

of $250Every 12 months

Benefits

Insurance

Car Rental Loss and Damage Insurance

Car Rental Loss and Damage Insurance can provide coverage for Damage to or Theft of a Rental Vehicle in a Covered Territory when You use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter. Please read important exclusions and restrictions. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand.

Extended Warranty

When you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions.

Purchase Protection

Sometimes your favorite new purchase gets stolen or accidentally damaged. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date, subject to the Coverage Limits. Up to $1,000 per Covered Purchase, up to $50,000 per calendar year.

Premium Car Rental Protection Enrollment Required

When you enroll in Premium Car Rental Protection and you use your enrolled Card to pay for rental charges for a Rental Car, you can enjoy primary coverage for Theft of or Damage to a rental vehicle and excess medical coverage if you are injured in an accident. Fees, coverage limits and coverage areas apply. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Refer to your description of coverage for a complete list of excluded vehicles. This product does not include liability coverage. Terms apply.

Benefits

Status & Access

Amex Special Ticket Access

Card Members can access Amex Presale Tickets and Amex Reserved Tickets to select can’t-miss events and moments across sports, music, and more. Plus, Card Members can enjoy additional perks when attending select events. While supplies last, not all seats may be offered.

Benefits

Other

Earn 50% More Points

Use your Card 30 or more times on purchases in a billing period and earn 50% extra points on those purchases less returns and credits. Terms apply.

Eligibility

Recommended Minimum Credit

Min: Excellent

Poor

Fair

Good

Excellent

Excellent credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing

Rates & Fees

Annual Fee

$95

Purchase APR

17.74% - 27.74%

Variable

Transfer APR

17.74% - 27.74%

Variable

Cash Advance APR

29.99%

Variable

Foreign Transaction Fee

$0.027

Balance Transfer

Cash Advance

$10

Late Payment

$40

Return Payment

$40

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

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