90,000 Points
Worth $1,170
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
- 1.3%Everywhere
Annual Fee
$499
Rec. Credit
Excellent
Barclays
Athleta Rewards Mastercard®
The Athleta Rewards Mastercard® is built for regular Athleta shoppers who want to earn store rewards on both Athleta purchases and everyday spending without paying an annual fee. It works best as a brand-loyalty card, not as a primary rewards card for most households.
Welcome Offer
20 Points
Annual Fee
$0
Rec. Credit Score
Excellent
Good For
Frequent Athleta shoppers
All information about Athleta Rewards Mastercard® has been collected independently by MaxRewards. Athleta Rewards Mastercard® is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Is the Athleta Rewards Mastercard® worth it?
This card is great for...
Athleta purchases
Brand-loyal everyday spending
No foreign transaction fees
This card is worth considering if you already spend a meaningful amount at Athleta and want a simple way to build rewards toward future purchases there. The strongest part of the card is the elevated return at Athleta, and the $0 annual fee makes it easy to keep if the brand is already part of your regular shopping.
For most readers, though, this is a specialist card. Outside Athleta, the rewards rate is just 1% back in store currency, which limits its value compared with general cash back cards or flexible travel rewards cards. If Athleta is an occasional stop rather than a repeat spending category for you, this card is unlikely to be the one you reach for most often.
MaxRewards Verdict
A sensible pick for loyal Athleta customers who want extra value on store purchases without an annual fee. If you are not consistently shopping with the brand, the ongoing rewards are too narrow to justify using it as an everyday card.
Welcome Offer
20 Points
after you spend $1 on purchases on your new card in your first 1 months of card membership.
Est. Value
$0.20
Required Spend
$1
Time Frame
1 Month
Est. Value
$0.20
Required Spend
$1
Time Frame
1 Month
Earning
Rewards
This card earns Athleta rewards points, so the value is tied to how often you shop within the brand. The elevated earning rate at Athleta is the main reason to carry it, while everyday purchases are better treated as secondary spending unless you specifically want more store rewards.
CategoryRate
Athleta
5%
Everywhere
1%
Rewards percent based on a valuation of 1¢ per GAP point
Eligibility
Recommended Minimum Credit
Min: Excellent
Poor
Fair
Good
Excellent
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Rates & Fees
Annual Fee
$0
Purchase APR
33.24%
Variable
Transfer APR
33.24%
Variable
Cash Advance APR
33.24%
Variable
Foreign Transaction Fee
None
Late Payment
$41
Return Payment
$41
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
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After you spend $5,000 on purchases on your new card in your first 5 months of card membership.
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Annual Fee
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Rec. Credit
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Rec. Credit
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