Athleta Rewards Mastercard®

This card is worth considering if you already spend a meaningful amount at Athleta and want a simple way to build rewards toward future purchases there. The strongest part of the card is the elevated return at Athleta, and the $0 annual fee makes it easy to keep if the brand is already part of your regular shopping.

For most readers, though, this is a specialist card. Outside Athleta, the rewards rate is just 1% back in store currency, which limits its value compared with general cash back cards or flexible travel rewards cards. If Athleta is an occasional stop rather than a repeat spending category for you, this card is unlikely to be the one you reach for most often.