Bloomingdale's Review: Benefits | MaxRewards

Bloomingdale's

This card is built for regular Bloomingdale's shoppers who want a simple way to earn store rewards on purchases they already make. It works more like a retailer-specific card than an everyday spending card, with its strongest value concentrated at Bloomingdale's and only basic earnings everywhere else.

Annual Fee

Rec. Credit Score

Excellent

Good For

Frequent Bloomingdale's shoppers

How to Apply Estimate your value

All information about Bloomingdale's has been collected independently by MaxRewards. Bloomingdale's is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Bloomingdale's worth it?

This card is great for...

Bloomingdale's purchases

Store-loyal wardrobe spending

No annual fee store rewards

If you shop at Bloomingdale's often enough to keep coming back throughout the year, this card makes sense as a no-annual-fee way to earn extra value on those purchases. The 3% return at Bloomingdale's is the whole story here, and that can be worthwhile for a loyal customer who regularly buys clothing, shoes, beauty, or gifts from the store.

For most other spending, though, this is not a card to build your wallet around. Earning 1% everywhere else is standard at best, and there are no listed perks or credits to broaden its appeal. For many readers, this works best as a store card to pull out at Bloomingdale's, while using a stronger general rewards card for everything else.

MaxRewards Verdict

A reasonable pick for shoppers who consistently spend at Bloomingdale's and want straightforward store rewards with no annual fee. Outside the store, its earning rate and lack of extra benefits make it easy to replace with a more flexible everyday card.

Earning

Rewards

The rewards setup is simple: higher earnings at Bloomingdale's, basic rewards everywhere else. The key question is whether you spend enough with the retailer to justify keeping this as a dedicated store card.

CategoryRate

Bloomingdale

Everywhere

Rewards percent based on a valuation of 1¢ per Bloomingdale's point

Eligibility

Recommended Minimum Credit

Min: Excellent

Poor

Fair

Good

Excellent

Excellent credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing