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  1. Credit Cards
  2. Bloomingdale's
Citi

Bloomingdale's

The Bloomingdale's Credit Card is designed specifically for frequent department store shoppers who want extra rewards and perks on their wardrobe and home purchases. With no annual fee, it serves as a straightforward store companion card for dedicated Bloomingdale's loyalists.

Annual Fee
$0
Rec. Credit Score
Excellent
Good For
Frequent Bloomingdale's shoppers
How to ApplyEstimate your value
Bloomingdale's

All information about Bloomingdale's has been collected independently by MaxRewards. Bloomingdale's is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Bloomingdale's worth it?

This card is great for...

Frequent Bloomingdale's purchases

Bonus point shopping days

Everyday free standard shipping

For regular Bloomingdale's shoppers, this card delivers sensible value by pairing elevated rewards with extra Loyallist perks. Earning 3x points on department store spending alongside customizable Triple Points days helps frequent customers earn reward certificates much faster than basic loyalty members. Free online shipping with no minimum spend threshold adds immediate convenience for regular online buyers.

Outside of Bloomingdale's, the card offers very little value. The standard 1x point earn rate on general purchases is easily outmatched by flat-rate cash back cards, and your rewards remain tied to store certificates. Unless you spend significantly at Bloomingdale's each year, a general rewards card will provide much better flexibility and overall return.

MaxRewards

MaxRewards Verdict

This card makes sense for dedicated Bloomingdale's customers seeking store perks and higher reward rates, but general cash back cards are far better for everyday spending.

Earning

Rewards

You earn Bloomingdale's Loyallist points on every purchase, with the highest return reserved for purchases made directly with the brand.

CategoryRate

Bloomingdale

3%

Everywhere

1%

Rewards percent based on a valuation of 1¢ per Bloomingdale's point

Benefits

More Benefits

Loyallist perks

on bloomingdales.com. No minimum purchase required.Pick days throughout the year to get Triple Points on purchases in store and online.Get your next rewards faster with double, triple and Power Points offers.Get tailored-to-you Perks of the Month delivered to your inbox every month.


American Express

Save with special offers on shopping, dining and more.Get early access to premium tickets for concerts, theater, sports and more.


Bloomingdale’s app

Tap into rewards and more with the Bloomingdale’s App.

Eligibility

Recommended Minimum Credit

Min: Excellent
Poor
Fair
Good
Excellent

Excellent credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing

Rates & Fees

Annual Fee

$0

Foreign Transaction Fee

None

Table of Contents

Bloomingdale's

Bloomingdale's

How to Apply

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

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