The Blue Cash Everyday Card from American Express is built for practical, day-to-day household spending. It delivers reliable cash back across common expenses like groceries, gas, and online purchases without an annual fee.
All information about Blue Cash Everyday® has been collected independently by MaxRewards. Blue Cash Everyday® is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
U.S. supermarket and gas purchases
U.S. online retail shopping
Disney streaming bundle credits
For households wanting straightforward cash back on primary living expenses, the Blue Cash Everyday Card offers strong value at zero annual fee. Earning 3% back on groceries, gas, and online retail covers three core categories that dominate most monthly budgets. Added statement credits for Disney streaming services make it even easier to extract real value year after year. The primary limitation is the $6,000 annual spending cap per 3% category, after which earnings drop to 1%. Big spenders who clear $500 a month in groceries or gas may want a card with higher caps, and a 2.7% foreign transaction fee makes it a poor choice for international travel. For domestic everyday spending, however, it is a convenient, low-maintenance option.
An excellent choice for budget-conscious spenders who want strong earnings on groceries, gas, and online shopping without paying an annual fee, though category spending caps restrict value for high spenders.
Welcome Offer
after you spend $2,000 on purchases on your new card in your first 6 months of card membership.
Est. Value
$200
Required Spend
$2,000
Time Frame
6 Months
Est. Value
$200
Required Spend
$2,000
Time Frame
6 Months
Earning
Cash back is earned as Reward Dollars that can be redeemed for statement credits or spent directly at Amazon.com checkout. The card focuses on elevated rates across three essential spending areas.
Gas
Up to $6,000 spend per year
Grocery
Up to $6,000 spend per year
Online Shopping
Up to $6,000 spend per year
Everywhere
Annual Credits & Perks
Despite charging no annual fee, this card offers valuable monthly statement credits alongside standard shopping protection and travel insurance benefits.
Enrollment is required for select benefits.
Our app automatically tracks valuable credits so you don't miss any rewards.
$84 Disney Streaming CreditBenefits
Purchase Protection
Sometimes your favorite new purchase gets stolen or accidentally damaged. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date, subject to the Coverage Limits. Up to $1,000 per Covered Purchase, up to $50,000 per calendar year.
Car Rental Loss and Damage Insurance
Car Rental Loss and Damage Insurance can provide coverage for Damage to or Theft of a Rental Vehicle in a Covered Territory when You use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter. Please read important exclusions and restrictions. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand.
Premium Car Rental Protection Enrollment Required
Enroll your eligible Card today in Premium Car Rental Protection, and you can enjoy the flexibility of two different car rental insurance plans all while helping you save on rental vehicle protection costs. When enrolled, you can receive primary coverage for Damage to or Theft of a rental vehicle and Accidental Death or Dismemberment coverage every time you rent an eligible vehicle using your Enrolled Card. Terms apply.
Amex Special Ticket Access
Card Members can access Amex Presale Tickets and Amex Reserved Tickets to select can’t-miss events and moments across sports, music, and more. Plus, Card Members can enjoy additional perks when attending select events. While supplies last, not all seats may be offered.
Eligibility
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Annual Fee
$0
Purchase APR
19.74% - 28.74%
Variable
Transfer APR
19.74% - 28.74%
Variable
Cash Advance APR
28.99%
Variable
Foreign Transaction Fee
None
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Recognition
250,000 Points
Worth $3,750
After you spend $20,000 on purchases on your new card in your first 3 months of card membership.
Annual Fee
$895
Rec. Credit
Good
Terms Apply.
175,000 Points
Worth $2,625
After you spend $12,000 on purchases on your new card in your first 6 months of card membership.
Annual Fee
$895
Rec. Credit
Excellent
Terms Apply.
200,000 Skymiles
Worth $2,400
After you spend $20,000 on purchases on your new card in your first 6 months of card membership.
Annual Fee
$650
Rec. Credit
Excellent
Terms Apply.
