The BuyPower Business is built for business owners who spend with GM and want a simple no-annual-fee card that ties rewards back to vehicle-related value. It works best as a specialist card for GM purchases, with a few useful bonus categories for everyday business spending, rather than as a primary rewards card for every company.
All information about BuyPower Business has been collected independently by MaxRewards. BuyPower Business is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
GM vehicle purchases
Gas and dining spend
No-fee business spending
This card is worth a look if your business is already in the GM ecosystem and you expect to put rewards toward GM purchases. The 5% back on GM spending is the clear reason to carry it, and the 2% back on dining, gas, and office supplies gives it some day-to-day usefulness for common business expenses. With no annual fee and no foreign transaction fees, it is easy to keep in the wallet for the right purchases.
For most businesses, though, this is not the strongest all-purpose business card. Outside its bonus categories, it earns just 1% back, and there are no listed travel perks, credits, or purchase benefits to widen its appeal. If GM rewards do not line up with how your business spends, a broader flat-rate cash back card will usually be the more practical choice.
The BuyPower Business makes sense for businesses that spend with GM and want to turn card rewards into future vehicle value. If that is not part of your plans, its long-term appeal is fairly limited.
Earning
This card uses a straightforward cash-back structure, but the real value depends on whether you can use the elevated return on GM purchases. Think of the bonus categories as helpful support, while the GM earning rate is the main reason to consider the card.
GM
Dining
Gas
Office Supply
Everywhere
Eligibility
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Annual Fee
$0
Purchase APR
16.99%
Variable
Cash Advance APR
24.90%
Variable
Foreign Transaction Fee
None
Cash Advance
$10
Late Payment
$38
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Earn a one-time cash bonus of $2,000 plus for a limited time, earn a $500 Capital One Business Travel credit
Once you spend $30,000 in the first 3 months
Annual Fee
$150
Rec. Credit
Excellent
Earn 150,000 Miles
Worth $2,175
Once you spend $30,000 in the first 3 months from account opening
Annual Fee
$395
Rec. Credit
Excellent
Earn 100,000 Miles
Worth $1,450
Once you spend $10,000 on purchases within the first 3 months from account opening
Annual Fee
$95
Rec. Credit
Excellent
