Built for business owners who want simple, predictable rewards on every purchase alongside streamlined travel perks. The Capital One Venture Business pairs a reliable double-mile earn rate on general spending with easy-to-use credits that clear the modest annual fee.
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Overview
Everyday business expenses
Software and advertising spend
Capital One portal travel
With a low $95 annual fee, the Capital One Venture Business pays for itself for almost any active business owner. Between the $50 annual travel credit for bookings through Capital One Business Travel and the $50 annual statement credit for software or advertising purchases, you can completely offset the annual fee before factoring in your rewards earnings. The main appeal is its effortless earn structure. Earning 2x miles on every purchase means you never have to manage shifting categories or track spending caps. Coupled with flexible point transfer options, a Global Entry or TSA PreCheck fee credit, and Hertz status, the card delivers strong, predictable value to small businesses.
The Capital One Venture Business is an ideal pick for business owners seeking a simple 2x flat-rate return and fee-wiping credits, though maxing out travel rewards requires using Capital One's booking portal.
Welcome Offer
once you spend $10,000 on purchases within the first 3 months from account opening
Est. Value
$1,450
Required Spend
$10,000
Time Frame
3 Months
Est. Value
$1,450
Required Spend
$10,000
Time Frame
3 Months
Earning
This card earns a clean 2x miles on all general business expenses, alongside an elevated 5x miles on hotels, vacation rentals, and rental cars booked through Capital One Business Travel.
Hotels (Capital One Business Travel), Vacation Rentals (Capital One Business Travel), Rental Cars (Capital One Business Travel)
All Purchases (Everywhere)
Rewards percent based on a valuation of 1.45¢ per Capital One mile
Annual Credits & Perks
A duo of straightforward annual credits easily wipes out the annual fee, supplemented by travel protections, car rental upgrades, and a statement credit for expedited airport security.
Enrollment is required for select benefits.
Our app automatically tracks valuable credits so you don't miss any rewards.
Annual ad or software creditBenefits
Extended warranty
Get free additional warranty and protection on eligible items you purchase with your card.
Hertz Five Star® status
Enjoy enhanced benefits with a complimentary upgrade to Hertz Five Star® status—just for being a Venture Business cardholder. Skip the rental counter and enjoy a wider selection of cars. Terms apply.
Price match guarantee
If you book your trip through Capital One Business Travel and then find a better price on another site within 24 hours, let us know and you’ll get a travel credit for the difference.
Eligibility
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Annual Fee
$95
Purchase APR
24.49%
Variable
Transfer APR
24.49%
Variable
Cash Advance APR
30.49%
Variable
Foreign Transaction Fee
None
Balance Transfer
None
Cash Advance
$5
Late Payment
$39
MaxRewards has partnered with CardRatings for our coverage of credit card products. MaxRewards and CardRatings may receive a commission from card issuers.
MaxRewards may receive a commission from card issuers. Some or all of the card offers that appear on MaxRewards are from advertisers and may impact how and where card products appear on the site. MaxRewards does not include all card companies or all available card offers. Compensation may be earned when a customer clicks on a link, when an application is approved, or when an account is opened.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Earn a one-time cash bonus of $2,000 plus for a limited time, earn a $500 Capital One Business Travel credit
Once you spend $30,000 in the first 3 months
Annual Fee
$150
Rec. Credit
Excellent
Earn 150,000 Miles
Worth $2,175
Once you spend $30,000 in the first 3 months from account opening
Annual Fee
$395
Rec. Credit
Excellent
Earn a $1,000 cash bonus plus for a limited time, earn a $250 Capital One Business Travel credit
When you spend $10,000 within 3 months of account opening
Annual Fee
$0 intro for first year; $95 after that
Rec. Credit
Excellent
