This card is built for Walmart regulars who place a lot of online orders and want simple rewards without paying an annual fee. It works best as a specialist card for Walmart purchases, especially Walmart.com, rather than as your main card for everyday spending.
All information about Capital One Walmart Rewards® Mastercard® has been collected independently by MaxRewards. Capital One Walmart Rewards® Mastercard® is no longer available through MaxRewards.
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Overview
Walmart.com orders
No-fee grocery spending
Occasional dining and travel
Yes, if Walmart is a major part of your budget, especially online. The standout feature is 5% back at Walmart.com, which is strong for shoppers who use pickup, delivery, or regular household reorders. With no annual fee and no foreign transaction fee, there is little downside to carrying it if those purchases are already part of your routine.
For most other spending, this card is much less compelling. In-store Walmart purchases earn 2%, dining and travel also earn 2%, and everything else earns 1%, so it is not a strong one-card setup. If you do most of your Walmart shopping in stores rather than online, or you want stronger rewards across more categories, this is better as a targeted add-on card than a primary wallet card.
The Capital One Walmart Rewards Mastercard makes the most sense for shoppers who buy from Walmart.com often and want easy no-fee rewards. Outside that lane, its earning rates are ordinary, so most readers would pair it with another everyday card.
Earning
Walmart Rewards points are straightforward, each point is worth 1 cent. The main thing to watch here is where you shop: the card is much stronger for Walmart.com purchases than for in-store Walmart spending or general everyday use.
Walmart.com
Dining
Travel
Walmart
Everywhere
Rewards percent based on a valuation of 1¢ per Walmart Rewards point
Benefits
Price match guarantee
If you book your trip through Capital One Travel and then find a better price on another site within 24 hours, let us know and you’ll get a travel credit for the difference.
Price drop protection
We’re so confident in our prices, that if you book when we recommend, we'll keep watching the price for 10 days. If it drops, we’ll give you up to $50 in travel credit to help cover the difference.
Eligibility
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Pricing
Annual Fee
$0
Purchase APR
19.48% - 29.99%
Variable
Transfer APR
19.48% - 29.99%
Variable
Cash Advance APR
29.99%
Variable
Foreign Transaction Fee
None
Balance Transfer
None
Cash Advance
$3
Late Payment
$8
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Earn a one-time cash bonus of $2,000 plus for a limited time, earn a $500 Capital One Business Travel credit
Once you spend $30,000 in the first 3 months
Annual Fee
$150
Rec. Credit
Excellent
Earn 150,000 Miles
Worth $2,175
Once you spend $30,000 in the first 3 months from account opening
Annual Fee
$395
Rec. Credit
Excellent
Earn 100,000 Miles
Worth $1,450
Once you spend $10,000 on purchases within the first 3 months from account opening
Annual Fee
$95
Rec. Credit
Excellent
