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  1. Credit Cards
  2. Delta SkyMiles® Blue American Express Card
American Express

Delta SkyMiles® Blue American Express Card

This card is built for occasional Delta flyers who want a no-annual-fee way to earn SkyMiles, especially on Delta purchases and restaurant spending. It works better as a low-cost airline card to keep in your wallet than as a primary everyday rewards card.

Welcome Offer
Earn 10,000 bonus miles
Annual Fee
$0
Rec. Credit Score
Good
Good For
Occasional Delta flyer
How to ApplyEstimate your value

Terms Apply. For rates and fees of Delta SkyMiles® Blue American Express Card, please visit the American Express website.

Delta SkyMiles® Blue American Express Card

MaxRewards has partnered with CardRatings for our coverage of credit card products. MaxRewards and CardRatings may receive a commission from card issuers.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Delta SkyMiles® Blue American Express Card worth it?

This card is great for...

Delta ticket purchases

Restaurant spending

No foreign transaction fees

For Delta travelers who want airline-specific perks without paying an annual fee, this card makes sense. You earn elevated miles on Delta purchases and restaurants, there are no foreign transaction fees, and the 20% back on eligible Delta in-flight purchases adds a small but useful extra benefit for people who actually fly the airline a few times a year.

The tradeoff is that this is still a fairly narrow card. The rewards are tied to Delta SkyMiles, and the non-bonus earning rate is modest, so most people will want a stronger everyday card for general spending. If you are loyal to Delta and want a simple entry-level card with no annual fee, it is a reasonable fit. If you want broader travel value or stronger ongoing rewards, you will likely outgrow it.

MaxRewards

MaxRewards Verdict

A solid no-fee pick for Delta customers who want to earn SkyMiles on flights and dining without committing to a higher-end airline card. Its limitation is simple: outside those categories, it is not strong enough to carry your everyday spending.

Welcome Offer

Earn 10,000 bonus miles

after you spend $1,000 in purchases on your new Card in your first 6 months.

Est. Value

$120

Required Spend

$1,000

Time Frame

6 Months

Est. Value

$120

Required Spend

$1,000

Time Frame

6 Months

Earning

Rewards

This card earns Delta SkyMiles, so the value depends on how often you actually redeem miles with Delta. The bonus categories are straightforward, with the strongest return on Delta purchases and restaurant spending.

CategoryRate

Delta Purchases

2.4%

Restaurants (Worldwide), Takeout (U.S.), Delivery (U.S.)

2.4%

All Other Eligible Purchases

1.2%

Rewards percent based on a valuation of 1.2¢ per Delta Skymile

Annual Credits & Perks

Benefits

The practical value here is fairly light, but a few ongoing perks can still matter if you fly Delta from time to time. The most tangible one for many cardholders is the savings on eligible in-flight purchases.

BenefitAnnual value
$250

Enrollment is required for select benefits.

Automatically track your credits with MaxRewards

Our app automatically tracks valuable credits so you don't miss any rewards.

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Delta SkyMiles® Blue American Express CardVenue Collection
Autotracked
$0 of $250Every 12 months

Benefits

Credits

20% Back on In-Flight Purchases

Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using the Delta SkyMiles Blue Card.

Benefits

Insurance

Car Rental Loss & Damage Insurance

Car Rental Loss and Damage Insurance can provide coverage for Damage to or Theft of a Rental Vehicle in a Covered Territory when You use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter. Please read important exclusions and restrictions. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand.


Purchase Protection

Sometimes your favorite new purchase gets stolen or accidentally damaged. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date, subject to the Coverage Limits. Up to $1,000 per Covered Purchase, up to $50,000 per calendar year.


Extended Warranty

When you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions.


Premium Car Rental Protection Enrollment Required

When you enroll in Premium Car Rental Protection and you use your enrolled Card to pay for rental charges for a Rental Car, you can enjoy primary coverage for Theft of or Damage to a rental vehicle and excess medical coverage if you are injured in an accident. Fees, coverage limits and coverage areas apply. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Refer to your description of coverage for a complete list of excluded vehicles. This product does not include liability coverage. Terms apply.

Benefits

Status & Access

Amex Special Ticket Access

Card Members can access Amex Presale Tickets and Amex Reserved Tickets to select can’t-miss events and moments across sports, music, and more. ¹Plus, Card Members can enjoy additional perks when attending select events. ¹While supplies last, not all seats may be offered.

Benefits

Other

Miles Headstart

Need more miles? With Miles Headstart, you can receive an advance of miles.

Eligibility

Recommended Minimum Credit

Min: Good
Poor
Fair
Good
Excellent

Good credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing

Rates & Fees

Annual Fee

$0

Purchase APR

19.49% - 28.49%

Variable

Cash Advance APR

28.74%

Variable

Foreign Transaction Fee

None

Balance Transfer

None

Cash Advance

$10

Late Payment

$40

For rates and fees of Delta SkyMiles® Blue American Express Card, please visit the American Express website.

Table of Contents

Delta SkyMiles® Blue American Express Card

Delta SkyMiles® Blue American Express Card

How to Apply

Terms Apply. For rates and fees of Delta SkyMiles® Blue American Express Card, please visit the American Express website.

For rates and fees of Delta SkyMiles® Blue American Express Card, please visit the American Express website.

MaxRewards has partnered with CardRatings for our coverage of credit card products. MaxRewards and CardRatings may receive a commission from card issuers.

MaxRewards may receive a commission from card issuers. Some or all of the card offers that appear on MaxRewards are from advertisers and may impact how and where card products appear on the site. MaxRewards does not include all card companies or all available card offers. Compensation may be earned when a customer clicks on a link, when an application is approved, or when an account is opened.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Other cards from American Express

See all 33 cards
The Business Platinum Card® from American ExpressThe Business Platinum Card® from American Express

You may be eligible for as high as 300,000 Membership Rewards® Points

Worth $4,500

After spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer. Learn more.

  • 7.5%7.5%Flights (amextravel.com), Prepaid Hotels (amextravel.com)
  • 7.5%3%U.S. Construction Material & Hardware Suppliers, Electronic Goods Retailers, Software & Cloud System Providers, Shipping Providers, Purchases Of $5,000+
  • 7.5%1.5%Other Eligible Purchases

Annual Fee

$895

Rec. Credit

Good

View card details

Terms Apply.

American Express® Business Gold CardAmerican Express® Business Gold Card

You may be eligible for as high as 200,000 Membership Rewards® Points

Worth $3,000

After spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.

  • 7.5%6%Top Two Eligible Categories
  • 7.5%4.5%Flights (AmexTravel.com or Amex Travel App), Prepaid Hotels (AmexTravel.com or Amex Travel App)
  • 7.5%1.5%Everywhere

Annual Fee

$375

Rec. Credit

Good

View card details

Terms Apply.

American Express Platinum Card®American Express Platinum Card®

You may be eligible for as high as 175,000 Membership Rewards® Points

Worth $2,625

After spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

  • 7.5%7.5%Flights (American Express Travel), Prepaid Hotels (American Express Travel)
  • 7.5%7.5%Flights (Directly From Airlines), Flights (American Express Travel)
  • 7.5%1.5%Other Eligible Purchases

Annual Fee

$895

Rec. Credit

Good

View card details

Terms Apply.