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  1. Credit Cards
  2. Delta SkyMiles® Gold Business
American Express

Delta SkyMiles® Gold Business

The Delta SkyMiles Gold Business American Express Card is built for small business owners who travel with Delta regularly and want practical flying perks without paying a high annual fee. It combines useful travel savings like free checked bags and award flight discounts with double miles on core operational expenses.

Welcome Offer
90,000 Skymiles
Annual Fee
$150
Rec. Credit Score
Good
Good For
Small business Delta loyalists
How to ApplyEstimate your value
Delta SkyMiles® Gold Business

All information about Delta SkyMiles® Gold Business has been collected independently by MaxRewards. Delta SkyMiles® Gold Business is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Delta SkyMiles® Gold Business worth it?

This card is great for...

Checked bag fee savings

Delta award flight discounts

Targeted business expenses

With a $0 introductory annual fee for the first year and a $150 fee after that, this card easily pays for itself if you fly Delta a few times a year. The first checked bag fee waiver covers the cost of the fee after just two round-trip domestic flights for a single traveler, while the TakeOff 15 benefit gives you a 15% discount when redeeming miles for Delta-operated award flights. An annual Delta Stays credit of up to $150 offers another direct way to offset the recurring cost.

That said, this card is tailored specifically to Delta flyers and lacks general travel flexibility. Businesses with spending concentrated outside of Delta travel, dining, shipping, and advertising will earn a modest 1x mile per dollar on everyday purchases. If your team does not regularly fly Delta or prefers flexible reward points that transfer to multiple airlines, a flexible business rewards card may be a better fit.

MaxRewards

MaxRewards Verdict

An ideal entry-level business card for frequent Delta flyers who can easily offset the annual fee through checked bag savings and award discounts.

Welcome Offer

90,000 Skymiles

after you spend $6,000 on purchases on your new card in your first 6 months of card membership.

Est. Value

$1,080

Required Spend

$6,000

Time Frame

6 Months

Est. Value

$1,080

Required Spend

$6,000

Time Frame

6 Months

Earning

Rewards

You earn Delta SkyMiles on every purchase, with double miles focused on Delta purchases, dining, and key operational categories like shipping and advertising.

CategoryRate

Advertisement

2.4%

Delta Air

2.4%

Dining

2.4%

Shipping

2.4%

Everywhere

1.2%

Rewards percent based on a valuation of 1.2¢ per Delta Skymile

Annual Credits & Perks

Benefits

The card offers several Delta-specific travel perks and statement credits designed to cover the annual fee for regular flyers.

BenefitAnnual value
$250
$200
$150
$120

Enrollment is required for select benefits.

Automatically track your credits with MaxRewards

Our app automatically tracks valuable credits so you don't miss any rewards.

Get the app
Delta SkyMiles® Gold Business$200 Delta Flight Credit
Autotracked
$0 of $200Every 12 months

Benefits

Credits

20% Back on In-Flight Purchases

Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using the Delta SkyMiles Gold Business Card.

Benefits

Insurance

Car Rental Loss and Damage Insurance

When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, You can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.


Purchase Protection

When something you buy breaks or is stolen, Purchase Protection can have you covered. Use your Eligible Card for Covered Purchases, and your Membership can help protect them for up to 90 days from the Covered Purchase date. Coverage Limits Apply. Please read important exclusions and restrictions.


Extended Warranty

With Extended Warranty you can shop with less worry knowing the terms of the Original Manufacturer’s Warranty can be extended up to one additional year. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions.


Baggage Insurance Plan

Can provide coverage for lost, damaged or stolen Baggage when traveling on a Common Carrier Vehicle (e.g. plane, train, ship, or bus) when the Entire Fare has been charged to your Eligible Card. Coverage limits apply. Please read important exclusions and restrictions.


Premium Car Rental Protection

When you enroll in Premium Car Rental Protection and you use your enrolled Card to pay for rental charges for a Rental Car, you can enjoy primary coverage for Theft of or Damage to a rental vehicle and excess medical coverage if you are injured in an accident. Fees, coverage limits and coverage areas apply. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Refer to your description of coverage for a complete list of excluded vehicles. This product does not include liability coverage.

Benefits

Status & Access

Zone 5 Priority Boarding

Delta SkyMiles Gold Business Card Members receive Zone 5 Priority Boarding on Delta flights.


Amex Special Ticket Access

Card Members have access to purchase Amex Presale Tickets and Amex Reserved Tickets to select can’t-miss events and moments across sports, music, and more. Plus, Card Members can enjoy additional perks when attending select events. While supplies last, not all seats may be offered.

Benefits

Other

TakeOff 15

Delta SkyMiles Gold Business Card Members take 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.


First Checked Bag Free

Delta SkyMiles Gold Business Card Members can check their first bag for free and save up to $90 per person on a round-trip Delta flight. For a team of four that’s a potential savings of up to $360 per round-trip flight.


Second Checked Bag Free

Delta SkyMiles Gold Business Basic Card Members can check their second bag for free on domestic Delta flights, saving up to an additional $110 on a round-trip Delta flight.

Eligibility

Recommended Minimum Credit

Min: Good
Poor
Fair
Good
Excellent

Good credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing

Rates & Fees

Annual Fee

$150

Purchase APR

19.74% - 28.74%

Variable

Cash Advance APR

28.99%

Variable

Foreign Transaction Fee

None

Table of Contents

Delta SkyMiles® Gold Business

Delta SkyMiles® Gold Business

How to Apply

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Other cards from American Express

See all 33 cards
Business PlatinumBusiness Platinum

300,000 Points

Worth $4,500

After you spend $20,000 on purchases on your new card in your first 3 months of card membership.

  • 2.25%7.5%Air Travel (amextravel.com)
  • 2.25%7.5%Car Rental (amextravel.com)
  • 2.25%7.5%Cruise (amextravel.com)

Annual Fee

$895

Rec. Credit

Good

View card details

Terms Apply.

Business GoldBusiness Gold

200,000 Points

Worth $3,000

After you spend $15,000 on purchases on your new card in your first 3 months of card membership.

  • 2.25%6%Choice
  • 2.25%6%Choice
  • 2.25%4.5%Air Travel (amextravel.com)

Annual Fee

$375

Rec. Credit

Good

View card details

Terms Apply.

Amex PlatinumAmex Platinum

175,000 Points

Worth $2,625

After you spend $12,000 on purchases on your new card in your first 6 months of card membership.

  • 2.25%7.5%Air Travel (amextravel.com)
  • 2.25%7.5%Airline
  • 2.25%7.5%Car Rental (amextravel.com)

Annual Fee

$895

Rec. Credit

Excellent

View card details

Terms Apply.