What is the current Discover it Cash Back welcome offer?

Earn 100% match on all cash back earned in the first year.

Discover it Cash Back

The Discover it Cash Back is a simple, no-annual-fee card designed for everyday cardholders looking to earn basic rewards without managing a fee. It works best as an entry-level cash-back option or a low-maintenance card for casual spending.

Welcome Offer

100% match on all cash back earned in the first year

Annual Fee

Rec. Credit Score

Good

Good For

Everyday cash back

How to Apply Estimate your value

All information about Discover it Cash Back has been collected independently by MaxRewards. Discover it Cash Back is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Discover it Cash Back worth it?

This card is great for...

No-annual-fee cash back

Everyday purchases

For spenders who want a card with zero annual fee, the Discover it Cash Back provides a straightforward way to earn rewards without worrying about cost. Because there is no annual fee to offset, any cash back you earn goes straight to your pocket.

That said, a flat 1% earning rate falls short of competing cards that offer 1.5% or 2% cash back on every purchase. Unless you specifically prefer Discover or want a basic entry-level card, most everyday spenders can earn significantly more value elsewhere.

MaxRewards Verdict

The Discover it Cash Back offers easy, fee-free rewards, but spenders wanting maximum daily returns will do better with a higher flat-rate cash-back card.

Welcome Offer

100% match on all cash back earned in the first year

Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to the match.

No minimum spend required.

Earning

Rewards

Rewards accumulate as cash back on every purchase, providing a clear and automatic return on your day-to-day spending.

CategoryRate

Dining

Oct 1 – Dec 31 · Up to $1,500 in spend

Everywhere

Benefits

More Benefits

Price drop protection

We’re so confident in our prices, that if you book when we recommend, we'll keep watching the price for 10 days. If it drops, we’ll give you up to $50 in travel credit to help cover the difference.

Price match guarantee

If you book your trip through Capital One Travel and then find a better price on another site within 24 hours, let us know and you’ll get a travel credit for the difference.

Eligibility

Recommended Minimum Credit

Min: Good

Poor

Fair

Good

Excellent

Good credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing