Discover it Miles

For spenders who prioritize simplicity, the Discover it Miles is a hassle-free card that turns everyday purchases into travel statement credits or cash back. You earn 1.5 miles per dollar spent on every purchase with no annual fee to offset. Redemptions are flexible and straightforward, letting you erase travel purchases or deposit earnings straight into your bank account at a fixed rate of one cent per mile. While the flat 1.5x earn rate provides reliable value, it sits below several competing no-annual-fee cards that offer a flat 2% back on general spending. If your main goal is getting the absolute highest return on everyday purchases, a 2% flat-rate card yields more over time. Still, this card remains an attractive, low-maintenance option for anyone who wants simple rewards and redemption flexibility without tracking categories.