Discover it® Miles

This card is built for someone who wants simple travel-oriented rewards without tracking categories or paying an annual fee. The Discover it® Miles works most naturally as an everyday spending card, especially for cardholders who value straightforward earnings more than premium travel perks.

Annual Fee

Rec. Credit Score

Good

Good For

Simple everyday travel rewards

How to Apply Estimate your value

All information about Discover it® Miles has been collected independently by MaxRewards. Discover it® Miles is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Discover it® Miles worth it?

This card is great for...

Flat-rate everyday spending

No-annual-fee travel earning

Simple rewards tracking

Yes, if your priority is simplicity. The Discover it® Miles gives you a flat 1.5x miles on every purchase, and because Discover miles are worth 1 cent each, the card effectively earns 1.5% back toward travel or other eligible redemptions without any category management.

The tradeoff is that there is not much here beyond that simple earning structure. There is no current welcome bonus, the rewards rate is only modest for a flat-rate card, and the listed travel protections and credits are limited. If you want an uncomplicated card with no annual fee, it does the job well. If you spend heavily or want richer travel benefits, you will likely outgrow it.

MaxRewards Verdict

The Discover it® Miles is a clean fit for someone who wants no-fee, no-fuss rewards on every purchase. Its main limitation is that the return is straightforward but not especially strong once you compare it with more competitive flat-rate cards.

Earning

Rewards

Rewards here are easy to understand: you earn 1.5x miles on everything, with no bonus categories to memorize. Since Discover miles are worth 1 cent each, think of this card as steady, flat-rate rewards with a travel label attached.

CategoryRate

Everywhere

1.5%

Rewards percent based on a valuation of 1¢ per Discover mile

Benefits

More Benefits

Price drop protection

We’re so confident in our prices, that if you book when we recommend, we'll keep watching the price for 10 days. If it drops, we’ll give you up to $50 in travel credit to help cover the difference.

Price match guarantee

If you book your trip through Capital One Travel and then find a better price on another site within 24 hours, let us know and you’ll get a travel credit for the difference.

Eligibility

Recommended Minimum Credit

Min: Good

Poor

Fair

Good

Excellent

Good credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing