Discover it Student Chrome

The Discover it Student Chrome is tailored for college students looking to build credit while earning simple cash back on everyday purchases. With no annual fee, it serves as an accessible entry point into personal finance without the burden of ongoing costs.

Annual Fee

Rec. Credit Score

Rebuilding

Good For

Students building credit

How to Apply Estimate your value

All information about Discover it Student Chrome has been collected independently by MaxRewards. Discover it Student Chrome is no longer available through MaxRewards.

Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.

Overview

Is the Discover it Student Chrome worth it?

This card is great for...

Building credit history

Fee-free everyday spending

For students focused on establishing a solid credit history, this card offers a low-risk path forward. The $0 annual fee and straightforward reward structure mean you can build your credit profile without worrying about complex category rotations or hidden recurring costs.

While the cash-back rates are modest compared to more advanced rewards cards, the value here lies in accessibility and responsible credit building. It is a practical starter option for students who want a low-maintenance credit card to handle daily expenses.

MaxRewards Verdict

A dependable option for college students aiming to build credit safely with no annual fee, though earnings are relatively basic.

Earning

Rewards

You earn cash back on every purchase, providing a predictable and simple way to accumulate rewards while establishing your credit.

CategoryRate

Dining

Oct 1 – Dec 31 · Up to $1,000 in spend

Everywhere

Benefits

More Benefits

Price drop protection

We’re so confident in our prices, that if you book when we recommend, we'll keep watching the price for 10 days. If it drops, we’ll give you up to $50 in travel credit to help cover the difference.

Price match guarantee

If you book your trip through Capital One Travel and then find a better price on another site within 24 hours, let us know and you’ll get a travel credit for the difference.

Eligibility

Recommended Minimum Credit

Min: Poor

Poor

Fair

Good

Excellent

Poor credit or higher is recommended for this card.

Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.

Pricing