FlexPerks® Business Travel Rewards

The FlexPerks Business Travel Rewards is worth a look for a business that wants simple travel rewards, a modest $55 annual fee, and has steady spending in one of the card's bonus areas. If your company spends heavily on telecom services or regularly makes charitable contributions, the 2x earning can be useful, and the lack of foreign transaction fees adds some practical value for international purchases.

For most businesses, though, this is a secondary card or a narrow-fit choice rather than the one to build around. FlexPoints are worth about 1 cent each based on the data here, so 2x categories function a lot like 2% back toward travel and 1x everywhere else is just 1%. Without a broader rewards structure or meaningful listed perks to offset the annual fee, many business owners will only come out ahead if those bonus categories line up well with their real expenses.