U.S. Bank Business Triple Cash Rewards

This card is worth a look for business owners whose spending lines up with its 3% categories. If your company regularly pays for gas, office supplies, AT&T, Verizon, T-Mobile, EV charging, or restaurant purchases, it can return solid cash back without charging an annual fee. The welcome offer is also strong for a no-fee business card, especially if reaching $6,000 in six months fits your normal spending.

The tradeoff is that the card gets much less interesting outside those categories, since general purchases earn just 1%. There are also no notable extra benefits listed, and the 3% foreign transaction fee makes it a weak choice for international business travel. For many businesses, this is a useful category card to pair with another option for uncategorized spending, rather than the only card in the wallet.