$750
After you spend $6,000 on purchases on your new card in your first 6 months of card membership.
- 3%AT&T
- 3%Dining
- 3%EV Charging
Annual Fee
$0
Rec. Credit
Good
Terms apply.
See rates & fees.US Bank
H-D H.O.G. Elite Visa Signature®
The H-D H.O.G. Elite Visa Signature® is built for Harley riders and brand loyalists who want a simple card tied to the H.O.G. program, not for someone trying to maximize everyday rewards. With a $99 annual fee, flat 1% cash back, and no listed perks, it is a niche card that makes the most sense if the Harley connection matters more to you than pure card value.
Welcome Offer
$100
Annual Fee
$99
Rec. Credit Score
Excellent
Good For
Harley brand loyalists
All information about H-D H.O.G. Elite Visa Signature® has been collected independently by MaxRewards. H-D H.O.G. Elite Visa Signature® is no longer available through MaxRewards.
Is the H-D H.O.G. Elite Visa Signature® worth it?
This card is great for...
Harley-Davidson loyal spending
Simple one-rate cash back
H.O.G. program enthusiasts
For most readers, this card is hard to recommend on value alone. A $99 annual fee is a steep price for a card that earns just 1% back on purchases and does not list meaningful travel, shopping, or statement credit benefits to help offset the cost.
It really only fits someone who specifically wants a Harley-branded card and values that connection enough to accept weaker rewards. If your main goal is earning cash back on everyday spending, there are many no-annual-fee cards that will return more without asking you to justify the fee.
MaxRewards Verdict
This card is mainly for committed Harley-Davidson fans who want the brand tie-in first and rewards second. Everyone else will likely get better everyday value from a lower-cost cash-back card.
Welcome Offer
$100 after you spend $500 on purchases on your new card in your first 3 months of card membership.
Est. Value
$100
Required Spend
$500
Time Frame
3 Months
Est. Value
$100
Required Spend
$500
Time Frame
3 Months
What's your average monthly spend?
You should easily hit the bonus threshold with this spend!
Rewards
The rewards setup here is straightforward: 1% cash back on purchases. That makes this less of a strategic rewards card and more of a simple spend-and-earn option, though the return is modest for a card with an annual fee.
CategoryEst. yearly spendRateRewards
Everywhere
Est. yearly spend
Rate1%
Rewards$0$0
Est. Annual Rewards
Recommended Minimum Credit
Min: Excellent
Poor
Fair
Good
Excellent
Excellent credit or higher is recommended for this card.
Credit approval is not guaranteed. Meeting the recommended credit range does not ensure approval, and applicants with lower scores may still be considered.
Rates & Fees
Annual Fee
$99
Foreign Transaction Fee
None
Opinions, reviews, analyses & recommendations are MaxRewards' alone, and have not been reviewed, endorsed or approved by any of these entities.
Other cards from US Bank
60,000 Miles
Worth $600
After you spend $5,000 on purchases on your new card in your first 3 months of card membership.
- 3%Korean Air
- 2%Airline
- 2%Car Rental
Annual Fee
$450
Rec. Credit
Excellent
60,000 Points
Worth $600
After you spend $6,000 on purchases on your new card in your first 4 months of card membership.
- 1%Everywhere
Annual Fee
$95
Rec. Credit
Good
Terms apply.
See rates & fees.